Whatever your income, staying on top of your finances and making sure every penny counts is an important part of getting your life under control. While tackling budgets and bills isn’t exactly a picnic for most us, getting to grips with our spending ultimately frees up valuable time and energy.
Of course if things get really bad, there are a handful of free and independent advice services available, like the government’s Money Advice Service and Citizen’s Advice Bureau, but these expert tips should get you started and move you towards a financially savvy (and stress-free) life.