UK

The UK's Strangest Home Insurance Claims

03/05/2016 16:12 BST | Updated 24/08/2016 15:59 BST

The strangest things can happen at home. You may think the wildest home insurance claim most people could stretch to would be over-enthusiastic ketchup- related incidents or furniture-eating dogs, but you’d be underestimating the weird and wonderful things people can accidentally get embroiled in while they’re minding their own business at home.

Over the years there have been a number of odd claims submitted on home insurance policies, and we have rounded up ten of the weirdest.

The UK's Strangest Insurance Claims


Clearly these kinds of mishaps are hardly the norm. It’s hard to imagine many people who would decide it was perfectly acceptable to bring a BBQ into a kitchen - quite aside from the toxic fumes it would produce in the confined space.

However, these bizarre claims demonstrate how difficult it is to take sensible precautions to cover all eventualities. You have to feel sorry, for example, for the sensible Surrey man who invested in a pool cover to protect his expensive pool and then had all his careful planning undone by a wayward deer.

It goes to how that alongside behaving sensibly in your own home, it’s essential to make sure you have sufficient home insurance from a provider you trust.

You should also check that your insurance covers you for the kinds of things that might happen. If, for example, you have an enthusiastic dog, or an aggressive bearded dragon, it may pay to have cover for damage done by your pets.

Meanwhile, if you have unpredictable babies, or children who can’t keep hold of a computer games console, it may well be a good idea to have accidental damage cover.

It’s also worth choosing a brand that will assign a claims manager to help deal with any claims – no matter how bizarre. That way, regardless of the best efforts of any cows, badgers, babies or guests, you know that you will get back on your feet again as quickly as possible.

For Home Insurance that gives you peace of mind, look to Legal & General for award winning cover*

* Voted Best Online Home Insurance provider by Your Money readers in 2015.