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With the arrival of new businesses that can do it better, faster or smarter, the incumbents need to watch out - the 'creative destruction' of the banks could be sooner than they think.
This summer's unabashed patriotism has not passed me by. But aside from our sportsmen and women, I will also be cheering on a very different 'Team GB'. Based just down the road from the Olympics base, its members have also made the UK a world-class contender in its field.
