Whether you have a little or a lot of it, there's no denying that money is a powerful form of democracy. The way you spend, save and invest is a vote for your values and beliefs. So it's quite frightening that a new survey this week has found nearly half of all investors have no idea which businesses or industries their money is supporting.
What is it about the Gleneagles Hotel and the Scottish banks? Is there something in the water at the opulent 1920s Perthshire spa and golfing resort - or perhaps in the generous single malt Scotch whiskies that are often served there - that causes Scottish bankers to lose their minds and embark on crazily ambitious growth plans?
Imagine you needed to solve the greatest problem facing humanity; a problem that was universally acknowledged and whose solution was an urgent necessity. Most of us would do anything to save a person we love. Surely we would also spend any amount of money, mortgage our futures even, to save the planet, our life-support system, from catastrophic climate change? But with such commitment and devotion comes vulnerability. This is particularly so when it comes to the issue of climate finance.
Almost every day I read someone, usually on the left, bemoaning the excesses of "neo-liberalism". They have good cause. Although there are many problems to which the best solution may well be a market-based one, the idea that this applies to every problem, everywhere and at all times is sheer dogma.
A massive Bitcoin price drop since the dizzy heights it enjoyed a year ago, UK clearing banks refusing to open accounts for companies in the sector (even those merely supplying software or services to the sector) and the hacking Europe's largest Digital Currency Exchange, Bitstamp, have all been widely reported and referred to by the naysayers.