Starting university is stressful. Although it's a fair while since I went through the process, the daunting task isn't lost on me. The thorniest issues then remain constant now; for some it was the application process, for others achieving their grade expectations, and understandably for many of us, it was the cost.
Having made cosmetic changes to our first flat and embarked on major renovation of our first house, people often ask me what are the key things I've learnt from the experience. We've learnt some the hard way and I know I'd definitely do things differently next time...so here are my top tips for getting the best out of any house project you take on.
The future is a scary concept. Whether you're a school leaver, the family breadwinner in the prime of your career, or about to enter retirement, it's natural to have concerns about the years to come. Money is the primary area of worry for most people, but there are simple and painless ways to prepare without winning the lottery.
Ready-made meals fresh from the freezer seem have a particularly strong appeal when your bank balance is teetering dangerously close your overdraft li...
January is never a healthy time for bank balances. Whether you've splurged your money on mulled wine or elf outfits, most students are waiting hungril...
Government statistics shows that a week's family holiday is out of reach for the majority of children in low income families which is borne out by the voices of the families in this report. The ability of children to access at least a week's annual holiday away from home with their families is one of the indicators used by government to estimate material deprivation in childhood.
Pocket money is a great way of introducing children to learn financial literacy from an early age. Giving children the opportunity to earn more money through additional chores will help children begin to understand the financial benefits that come from hard work. Furthermore, it is imperative that we also teach our children about their role as a consumer.