Imagine you're an unpaid carer. You look after a family member. You cook for them, clean their house, do the washing, and look after the finances. Done all that? Now repeat - only for yourself. In between those tasks you go out to work to pay the bills, make sure your children are ferried to and from school, and, occasionally, catch some shut eye.
Last month's Budget suggested that George Osborne has softened on the overall spending squeeze by the end of the next Parliament, but he still indicated more cuts for local government over the next few years. And things would be unlikely to be significantly easier should the General Election lead to a government of a different colour.