If we could turn the page, start afresh and work together; commit ourselves to financial and enterprise education across the curriculum at all stages and do whatever it takes to really engage young people, perhaps will we see a new generation free from this crippling fear of debt and unemployment. Surely we have to try?
Enterprise and financial education in schools is vital if we're to have a chance of improving our economic prospects. If implemented now, a national initiative for enterprise and financial education could help us to produce future generations of motivated, confident, work-ready young people with the skills to succeed, innovate and increase the UK's productivity. Surely this is an investment worth making.
The recent ONS figures for the September to November 2014 quarter show general unemployment is down. This is fantastic news, of course, and it rightly gained much positive coverage. But what's not so great - and was not so well-reported - is that the figures also show youth unemployment is on the rise again.
It's easy to be caught up in the excitement of a new business venture, but when it comes to choosing the person with whom you will spend more hours, than your spouse, it is important not to enter into a relationship you may live to regret - there is a lot at stake if goes wrong, but plenty to gain if you get it right.
This year I attended both the Conservative and Labour Party conferences in my capacity as Chief Executive of the charity Young Enterprise. It's now a couple of weeks since the conferences and I've had time to digest and reflect not only on what was achieved there but also where it was achieved...