With the Budget now just days away the families that we work with are waiting with baited breath to see if the Chancellor will throw their finances a lifeline or push them further beneath the waves.
With debts equalling almost half of their yearly income, cash-strapped families are being forced to make drastic cut-backs to their monthly spending a...
All of this, unfortunately, suggests we're a nation of wishful thinkers: when it comes to our children our hearts are in the right place, but too often our money is not. Britain may be feeling the strain post-recession, but it's an all-too-common misconception that you need to be rich to have a financial plan.