Financial Education

Preventing Generation Skint - Why You Really Should Teach Your Kids About Money

Kalpana Fitzpatrick | Posted 30.11.2016 | UK Parents
Kalpana Fitzpatrick

Is money really that much of a dirty subject? I don't think it is and it's time to open up and face reality - children need to know about money because they will need it to survive when they are older and unless we give them the skills to do it properly, we are building generation skint.

Time For The City To Open Its Doors To Millennials

Kerim Derhalli | Posted 25.11.2016 | UK Universities & Education
Kerim Derhalli

It's no surprise that the public-at-large find finance confusing. On the one hand, politicians and businesspeople speak of the testing economic times, the challenges faced with Brexit, the volatility caused by Donald Trump's election and the risks to world stability.

Better Financial Education And Budgeting Skills Best Way To Escape The 'Jams' Jar

Mutaz Qubbaj | Posted 23.11.2016 | UK
Mutaz Qubbaj

"No Jam today", "pump up the Jams", Chancellor in a Jam": an initially staid acronym for 'Just About Managing' families coined by the new Chancellor of the Exchequer has morphed into a major political buzzword in just a matter of days. At its current growth rate, it's got all the ingredients of a meme.

Does Pocket Money Need A Rebrand?

Clint Wilson | Posted 27.10.2016 | UK Parents
Clint Wilson

For all the developments in the way we spend money, from the emergence of online banking to the growth of contactless payments, many parents continue to give cash to their children as 'pocket money'.

The Future Of Financial Education

Clint Wilson | Posted 26.09.2016 | UK
Clint Wilson

This month marks the second anniversary of the inclusion of financial literacy on the national curriculum in England. Following years of campaigning, a petition signed by 118,000 people, and a parliamentary debate, the change to the syllabus was introduced in September 2014. Two years on, and there is still much to be done.

Balancing Life Chances - Balancing the Books

Michael Mercieca | Posted 22.07.2016 | UK Politics
Michael Mercieca

If Brexit is to be a new beginning, not the beginning of the end, then a radical reformation of education must be a part of the new Cabinet's thinking. I look forward to hearing more from the government in the coming weeks.

How to Have Happy Kids

Nic Williams | Posted 11.07.2016 | UK Parents
Nic Williams

Like all parents I try my best to do what I think is right. No doubt I mess up at times, I might be raising financially illiterate kids (the signs are otherwise; my son is a keen negotiator when buying records). My main motivation is to try and make my kids childhood as stressfree as I possible. I'd be interested to know what approach you take.

The African Child: Vibrant and Full of Potential

Tanya Barron | Posted 13.06.2016 | UK
Tanya Barron

Image: Plan International For a quarter of a century, 16th June has marked Day of the African Child. Back in 1991, many thought of the continent as p...

How to Teach Your Children About Money Early

Sarah Willingham | Posted 20.05.2016 | UK Parents
Sarah Willingham

Money management skills shouldn't be learnt in adulthood or when you're already up to your eyeballs in debt, it should be taught when you're a child and the earlier the better!

Vulnerable Young People Paying the Price of Financial Skills Gap

Kate Mulley | Posted 27.10.2016 | UK
Kate Mulley

For many young people managing money can be confusing but many of us are lucky enough to have the safety net of friends and family to help us get to grips with the challenges. For vulnerable young people, who may face difficult family relationships, are in and out of care or have nowhere permanent to live, not having basic budgeting skills can leave them "just coping" to get by.

Student Finances - What Can Be Done to Help Students Prepare for University?

Alison Pask | Posted 01.10.2016 | UK Universities & Education
Alison Pask

In years to come, ifs University College hopes that positive financial news arising from its young persons money index will take its own place in the yearly news cycle, with freshers' guides not needing to include financial advice.

Education, Skills and the Human Face of UK Productivity

Michael Mercieca | Posted 08.07.2016 | UK
Michael Mercieca

Productivity. It's a word that strikes boredom into the heart of the majority of people. And I'll grant you, it's hard to get excited about a measure of input versus output value per worker, per hour. But it is a vital measure of how we're doing as a country. And since the economic crash, productivity in the UK, and many Western economies, has been absolutely dire and shows little sign of sustainable growth in the future.

Financial Education Is Vital - But Not for the Reason You Think

Michael Mercieca | Posted 25.06.2016 | UK Universities & Education
Michael Mercieca

If we could turn the page, start afresh and work together; commit ourselves to financial and enterprise education across the curriculum at all stages and do whatever it takes to really engage young people, perhaps will we see a new generation free from this crippling fear of debt and unemployment. Surely we have to try?

Introduction to Hedge Funds

Stefan R M Lancy | Posted 27.02.2015 | UK Universities & Education
Stefan R M Lancy

Hedge funds and private equity funds are subject to constant speculation and media interest. They're complicated, challenging and highly specialized i...

Ofsted Is Measuring the Wrong Things

Michael Mercieca | Posted 18.02.2015 | UK Politics
Michael Mercieca

Last week saw the publication of the annual Ofsted report which looked at the outcomes of schools' inspections in 2013-14. The report's headline-grabber was that progress in secondary schools in the UK 'has stalled', with 29% of state secondary schools now rated as less than good.

Talking Young Enterprise at the Party Conferences

Michael Mercieca | Posted 15.12.2014 | UK
Michael Mercieca

This year I attended both the Conservative and Labour Party conferences in my capacity as Chief Executive of the charity Young Enterprise.‭ ‬It‭'‬s now a couple of weeks since the conferences and I‭'‬ve had time to digest and reflect not only on‭ ‬what‭ ‬was achieved there but also‭ ‬where‭ ‬it was achieved.‭..

Personal Finance Education Is a Waste of Time, Right?

Michael Mercieca | Posted 10.11.2014 | UK Politics
Michael Mercieca

I know that any education about the mysterious world of money would have been gratefully received. For a start, it would have made maths lessons a whole lot more interesting - and a great deal more meaningful. Personal finance and money management is, after all, maths in action.

The Magic Men Making Us Broke

Vivi Friedgut | Posted 11.10.2014 | UK Lifestyle
Vivi Friedgut

Companies design for planned obsolescence - so that products breakdown forcing us to buy more and more often. But it was us that created psychological obsolescence. We want the newest, shiniest whatever the second it is available regardless of whether the slightly older, slightly less shiny thing is still working perfectly or is in no way demonstrably inferior.

The Road to Economic Recovery: Why Girls Should Be in the Driver's Seat

Payal Dalal | Posted 16.09.2014 | UK
Payal Dalal

The financial crisis in 2008 humbled many of us, as we watched banks collapse, stock markets plummet, and regulation fail. We lamented the loss of jobs, homes, and savings, yet we neglected to realise that a segment of our population was being disproportionately distressed - adolescent girls.

The Future of Finance is Looking Brighter

John Bowman | Posted 28.07.2014 | UK
John Bowman

At the beginning of May, I had the opportunity to perform one of my favourite roles overseeing Education at CFA Institute - presiding over the finals of our annual Global Research Challenge. The challenge, which tests teams on their knowledge and expertise in the investment industry, brings together the regional champions from EMEA, APAC and the Americas, each of which have beaten at least a dozen qualified and committed competitors from their regions.

If You Don't Know Your Numbers, You're Screwed as an Entrepreneur

Vivi Friedgut | Posted 30.06.2014 | UK
Vivi Friedgut

And what is critical for future workers is equally critical for future business owners. How much more important is being a financially capable entrepreneur when there is no corporate safety net should productivity or mental health be impaired.

Enough Death and Destruction Please - We Deserve Better

Vivi Friedgut | Posted 03.05.2014 | UK Universities & Education
Vivi Friedgut

We aren't short of high profile bad news this week; violence in the Ukraine, the trial of Oscar Pistorius in South Africa, head-butting football managers here at home, and all manner of death and destruction all over the place.

Why Marshmallows and Money Are the Key to Success

Vivi Friedgut | Posted 23.04.2014 | UK
Vivi Friedgut

Understanding the repercussions of everyday financial decisions is just the starting point for good money management. This, along with techniques such as budgeting and making the most of their income, enables students to become 'future capable.'

Are You Buying Stuff Cecause of Low Self-Esteem?

Vivi Friedgut | Posted 23.08.2013 | UK Lifestyle
Vivi Friedgut

Financial freedom is not a Pollyanna'ish vision of a lifestyle bereft of funds, nor is it the idea that one can easily generate sufficient passive income to fund a desired lifestyle without having to do any actual work. It is the idea that you can live without financial fear, without debt feeding your sleep with nightmare.

Financial Education Won't Solve Our Problems

Julia Kukiewicz | Posted 29.07.2013 | UK Universities & Education
Julia Kukiewicz

Increasing our level of education is appealing on so many levels and fundamental to all of them is the thought that, while banks and economic trends are hard to tame, we can still move towards better financial wellbeing for everyone, one student at a time.