It was fortuitous that Star trek premiered in London on Thursday. Fortuitous because it book-ened a week which started with a tragic factory fire in Bangladesh. A factory producing cheap clothing for global brands sold internationally... today we find ourselves at a crossroads between the world we have always had and (metaphorically) the world of Kirk and Spock.

I am often asked how we dare preach saving to young people living in debt. I am asked how it is possible that the young-and-broke generation, my generation, can be asked to make even further sacrifices by saving for their future.

With Generation Z now here, there is no longer any choice, it's time for the old farts to give Generations X and Y the keys and let us drive. They should sit down and grab a cup of tea because it's time for us to run the show.

Are we just being spoiled whiners, as older generations would no doubt label us? I'm not so sure. Our parents' generation had a solid understanding of what they were supposed to be doing at every stage of their life, until they hit their fifties and realised it had all been too planned out and they hadn't enjoyed their youth to the fullest.