Lending

P2P and Crowdfunding Could be a Car Crash Waiting to Happen

Christian Faes | Posted 19.02.2014 | UK Tech
Christian Faes

There is a lot of hype about the future potential of crowdfunding and peer-to-peer lending. The US has shown the huge potential with platforms such as Lending Club and Prosper lending billions of dollars a year.

RBS And Lloyds ‘Crucifying' Customers

The Huffington Post UK | Asa Bennett | Posted 01.08.2013 | UK Politics

Vince Cable has received a stark report from his business adviser documenting businesses that have suffered from abusive banking support from governme...

Buying a House Without the Bank? Really?

Yasin Patel | Posted 25.08.2013 | UK
Yasin Patel

As revolutions go, it's hardly been a box office smash. No barricades were manned, no parliaments stormed, no toppled despots bundled off to exile. ...

Ethics and Finance: Doing the Right Thing Can Be Profitable

Raconteur Media | Posted 17.06.2013 | UK
Raconteur Media

As the conventional financial system takes blows to its credibility, the question arises whether there is a better financial system waiting to be found.

LIVE Q&A - Financing Options For Businesses

The Huffington Post UK | Charlie Thomas | Posted 12.03.2013 | UK

The number of mortgages granted in the UK has increased by a third since the launch of the Funding for Lending Scheme (FLS), the government's flagship...

Can Vince Kick Start Lending To SMEs? (VIDEO)

The Huffington Post UK | Charlie Thomas | Posted 06.02.2013 | UK

Business secretary Vince Cable is once again calling for greater access to credit for small businesses following signs that the Funding for Lending Sc...

What UK Small Businesses Can Learn From a Third World Finance System

Tomer Guriel | Posted 05.03.2013 | UK
Tomer Guriel

So what can a finance system whose roots lie in third world economic development do to help stem the tide of further business failures in a developed country like the UK? A lot I would argue.

Lending Is the New Giving

Stacey Dooley | Posted 13.02.2013 | UK Lifestyle
Stacey Dooley

Although I was only in Bosnia and Herzegovina a short time it became very apparent, very quickly, just how important these loans are, with one of the entrepreneurs telling me she literally sees this as the only option for women in Bosnia to make a living.

Royal Support For Funding SMEs

Charlie Thomas | Posted 07.12.2012 | UK

Prince Andrew has agreed to help alternative funding models for SMEs to gain credibility and raise awareness. The Duke of York met several investme...

The David and Goliath Retail Battleground

Tomer Guriel | Posted 21.01.2013 | UK
Tomer Guriel

Despite the dark cloud hanging over the retail sector, in a difficult year that has seen a number of big name casualties, there is plenty of light at the end of the tunnel for those willing to embrace change, particularly for smaller businesses.

Charlie Thomas

Banking For A Better Future (INTERVIEW)

HuffingtonPost.com | Charlie Thomas | Posted 12.11.2012 | UK

Simon Dixon is a former banker who decided to leave the murky world of investment banking to lead a new peer-to-peer crowdfunding platform, aimed at h...

Charlie Thomas

Is Funding For Lending Working?

HuffingtonPost.com | Charlie Thomas | Posted 29.10.2012 | UK

The £80 billion Funding for Lending Scheme, launched by the Bank of England and the Treasury at the start of August, has been hailed for handing out ...

Charlie Thomas

Santander's Struggles Continue

HuffingtonPost.com | Charlie Thomas | Posted 25.10.2012 | UK

Santander's Spanish parent company saw profits plunge by 94% in the third quarter, with the UK arm also suffering amid pressure on profit margins. ...

Metro Bank Offers Lending Lifeline To SMEs As Chairman Departs

Charlie Thomas | Posted 03.10.2012 | UK

Metro Bank has been named as a primary banking partner for a government-backed coaching service for SMEs called the Growth Accelerator. The bank ha...

Who Should Run Libor?

Charlie Thomas | Posted 26.09.2012 | UK

The city is waiting with baited breath for Martin Wheatley's Libor reform report after the British Bankers Association reportedly voted to relinquish ...

Charlie Thomas

Fallon In Battle Cry For Better Lending Rates For Business

HuffingtonPost.com | Charlie Thomas | Posted 10.09.2012 | UK

Michael Fallon, the newly-appointed business minister, has declared he is "on the case" to force banks benefitting from the Funding For Lending scheme...

RBS Improves Existing Lending Rates For Medium Sized Businesses With Funding For Lending Scheme

The Huffington Post UK | Charlie Thomas | Posted 10.09.2012 | UK

The Royal Bank of Scotland has announced it will use the Treasury's Funding For Lending scheme to boost its Manufacturing Fund. The fund, which was...

Why I Opened a 'Bank'

David Fishwick | Posted 10.09.2012 | UK Entertainment
David Fishwick

I'll be honest with you, I didn't know anything about banking, and I was happy that way. I thought that I'd take care of my business the bankers could take care of there's and we'd all be fine.

Wasted Fuel: How a Brave Government Could Kick-Start the Economy

Phil Shanks | Posted 31.03.2012 | UK Politics
Phil Shanks

In 2008 economies across the globe crashed as a worldwide shortage of cash liquidity brought the financial system to a standstill. Rather like a car that has run out of petrol, subsequent attempts to restart the engine have failed.

Unscrupulous Lenders Rip Off Poorest With Extortionate Charges

Anne Marie Carrie | Posted 28.02.2012 | UK
Anne Marie Carrie

In the UK today, one in 10 households - the poorest families - cannot get access to a bank account. When they run out of cash, which they do frequently in these tough economic times, the most vulnerable are lured into an unaffordable debt trap.

The Currency of Influence

Phil Shanks | Posted 11.02.2012 | UK Politics
Phil Shanks

As an entrepreneur my relationship with banks is rather straightforward: I use them to achieve my business objectives. They, in turn, profit from my success. Therefore I struggle to understand why the government, as majority owner of RBS and Lloyds Banking Group, doesn't use its relationship to greater effect.

Putting the 'Social' Back into Social Networks...

Carrie Lloyd | Posted 27.01.2012 | UK Tech
Carrie Lloyd

The strategy behind this non-profit organisation not only avoids wasting our landfill sites with those 'was once useful' tools, but Streetbank.com has become so much more than that. People actually have a conversation. They smile. They have cups of tea; like the good old days, when neighbours would chat over their fences and watch out for your cat.

Recession Singers - The Voice of Media in a Difficult Economy

Andrew Telling | Posted 19.12.2011 | UK
Andrew Telling

We've tasked our Government, banks and businesses to do what they can to resolve this financial situation. I think we should extend this challenge to the media; after all we allow them in to our homes every day and give them the power to become a persuasive force in what we believe.

Mortgage Approvals Up But Lending Remains Weak

Huffington Post UK | Posted 11.04.2014 | UK

The overall value of mortgage lending remained stagnant in July according to the British Bankers Association, but the number of mortgages approved did...

Bank Lending, a Problem of Supply or Demand?

Margot James | Posted 17.09.2011 | UK Politics
Margot James

The issue of access to credit among SMEs is a chicken and egg conundrum. Is it a lack of demand or a lack of supply? The Business, Innovations & Skills select committee in Parliament, of which I am a member, has debated this issue with business leaders, bankers and the Secretary of State himself. Are we any the wiser?