In A Changing Economic Environment, A Simple, Fair And Transparent Approach To Lending Is Key - But We Must Move Together

Ashok Vaswani | Posted 15.08.2017 | UK
Ashok Vaswani

As responsible lenders, the major banks must champion and progress the principals of transparency, fairness and control in lending. In a changing economic environment, consumers must be prepared for any eventuality and that means the time for the industry to do more to help their customers prepare for and navigate the future, is now.

UK Landlords Will Go 'Cross-Country' as Allure of London Fades

Christian Faes | Posted 13.05.2017 | UK
Christian Faes

When it comes to the housing market, London has long been seen as a market within a market. After the credit crunch hit, and house prices across the country headed south, desire to buy within the capital remained robust. In seemingly no time at all, house prices within London had not only recovered but surpassed its previous peaks.

What To Look For When Choosing The Best Remortgage Deal

The Huffington Post UK | Sarah Coles | Posted 27.09.2015 | UK

The mortgage market looks like an inviting place at the moment. Rates are at their lowest point for more than five years – and around half what they...

15 Questions To Ask Before You Buy Your Home

The Huffington Post UK | Sarah Coles | Posted 29.04.2015 | UK

The average person spends longer choosing their annual holiday than they do picking their new home. They typically have just one viewing - rarely last...

Wonga Has Just Made The Day Of 330,000 People

The Huffington Post UK/PA | Posted 11.10.2014 | UK

Payday lender Wonga has emailed around 330,000 customers to inform them it has wiped out their debt. The move is expected to see the firm lose out ...

Will Austerity Really Reduce the Government Deficit?

John Mills | Posted 10.11.2014 | UK Politics
John Mills

In 2013, the government deficit, according to the latest available Office for National Statistics (ONS) figures, was £92.9billion, which was 5.8% of GDP. All our major political parties are fixated on getting this deficit down by cutting expenditure and raising taxes. But should they be quite so determined to do so? Is austerity really the best way to cut the deficit?

Will Nobody Rid Me of This Turbulent Priest?

Alex Letts | Posted 03.09.2014 | UK Tech
Alex Letts

The hitmen allegedly hired by Henry II to sort out Thomas Beckett may be back in business if the current Archbishop of Canterbury continues to make waves over the plight of those exploited by exorbitant APRs. But they won't be hired by the Crown this time, more likely by the loan sharks.

Defusing an 'Affordability Timebomb'

Graeme Yorston | Posted 19.08.2014 | UK
Graeme Yorston

Perhaps one of the most positive outcomes of the recent economic crisis was the message that consumers would benefit from saving more and borrowing more responsibly. So accessible were interest free loans, 105% mortgages and credit accounts that consumers came to believe they could afford anything, irrespective of their financial circumstances.

P2P and Crowdfunding Could be a Car Crash Waiting to Happen

Christian Faes | Posted 20.04.2014 | UK Tech
Christian Faes

There is a lot of hype about the future potential of crowdfunding and peer-to-peer lending. The US has shown the huge potential with platforms such as Lending Club and Prosper lending billions of dollars a year.

RBS And Lloyds ‘Crucifying' Customers

The Huffington Post UK | Asa Bennett | Posted 01.08.2013 | UK Politics

Vince Cable has received a stark report from his business adviser documenting businesses that have suffered from abusive banking support from governme...

Buying a House Without the Bank? Really?

Yasin Patel | Posted 25.08.2013 | UK
Yasin Patel

As revolutions go, it's hardly been a box office smash. No barricades were manned, no parliaments stormed, no toppled despots bundled off to exile. ...

Ethics and Finance: Doing the Right Thing Can Be Profitable

Raconteur Media | Posted 17.06.2013 | UK
Raconteur Media

As the conventional financial system takes blows to its credibility, the question arises whether there is a better financial system waiting to be found.

LIVE Q&A - Financing Options For Businesses

The Huffington Post UK | Charlie Thomas | Posted 12.03.2013 | UK

The number of mortgages granted in the UK has increased by a third since the launch of the Funding for Lending Scheme (FLS), the government's flagship...

Can Vince Kick Start Lending To SMEs? (VIDEO)

The Huffington Post UK | Charlie Thomas | Posted 06.02.2013 | UK

Business secretary Vince Cable is once again calling for greater access to credit for small businesses following signs that the Funding for Lending Sc...

What UK Small Businesses Can Learn From a Third World Finance System

Tomer Guriel | Posted 05.03.2013 | UK
Tomer Guriel

So what can a finance system whose roots lie in third world economic development do to help stem the tide of further business failures in a developed country like the UK? A lot I would argue.

Lending Is the New Giving

Stacey Dooley | Posted 13.02.2013 | UK Lifestyle
Stacey Dooley

Although I was only in Bosnia and Herzegovina a short time it became very apparent, very quickly, just how important these loans are, with one of the entrepreneurs telling me she literally sees this as the only option for women in Bosnia to make a living.

Royal Support For Funding SMEs

Charlie Thomas | Posted 07.12.2012 | UK

Prince Andrew has agreed to help alternative funding models for SMEs to gain credibility and raise awareness. The Duke of York met several investme...

The David and Goliath Retail Battleground

Tomer Guriel | Posted 21.01.2013 | UK
Tomer Guriel

Despite the dark cloud hanging over the retail sector, in a difficult year that has seen a number of big name casualties, there is plenty of light at the end of the tunnel for those willing to embrace change, particularly for smaller businesses.

Charlie Thomas

Banking For A Better Future (INTERVIEW)

HuffingtonPost.com | Charlie Thomas | Posted 12.11.2012 | UK

Simon Dixon is a former banker who decided to leave the murky world of investment banking to lead a new peer-to-peer crowdfunding platform, aimed at h...

Charlie Thomas

Is Funding For Lending Working?

HuffingtonPost.com | Charlie Thomas | Posted 29.10.2012 | UK

The £80 billion Funding for Lending Scheme, launched by the Bank of England and the Treasury at the start of August, has been hailed for handing out ...

Charlie Thomas

Santander's Struggles Continue

HuffingtonPost.com | Charlie Thomas | Posted 25.10.2012 | UK

Santander's Spanish parent company saw profits plunge by 94% in the third quarter, with the UK arm also suffering amid pressure on profit margins. ...

Metro Bank Offers Lending Lifeline To SMEs As Chairman Departs

Charlie Thomas | Posted 03.10.2012 | UK

Metro Bank has been named as a primary banking partner for a government-backed coaching service for SMEs called the Growth Accelerator. The bank ha...

Who Should Run Libor?

Charlie Thomas | Posted 26.09.2012 | UK

The city is waiting with baited breath for Martin Wheatley's Libor reform report after the British Bankers Association reportedly voted to relinquish ...

Charlie Thomas

Fallon In Battle Cry For Better Lending Rates For Business

HuffingtonPost.com | Charlie Thomas | Posted 10.09.2012 | UK

Michael Fallon, the newly-appointed business minister, has declared he is "on the case" to force banks benefitting from the Funding For Lending scheme...

RBS Improves Existing Lending Rates For Medium Sized Businesses With Funding For Lending Scheme

The Huffington Post UK | Charlie Thomas | Posted 10.09.2012 | UK

The Royal Bank of Scotland has announced it will use the Treasury's Funding For Lending scheme to boost its Manufacturing Fund. The fund, which was...