Perhaps one of the most positive outcomes of the recent economic crisis was the message that consumers would benefit from saving more and borrowing more responsibly. So accessible were interest free loans, 105% mortgages and credit accounts that consumers came to believe they could afford anything, irrespective of their financial circumstances.
The Royal Bank of Scotland has announced it will use the Treasury's Funding For Lending scheme to boost its Manufacturing Fund. The fund, which was...
As an entrepreneur my relationship with banks is rather straightforward: I use them to achieve my business objectives. They, in turn, profit from my success. Therefore I struggle to understand why the government, as majority owner of RBS and Lloyds Banking Group, doesn't use its relationship to greater effect.
The strategy behind this non-profit organisation not only avoids wasting our landfill sites with those 'was once useful' tools, but Streetbank.com has become so much more than that. People actually have a conversation. They smile. They have cups of tea; like the good old days, when neighbours would chat over their fences and watch out for your cat.