Whilst traditionally, we Brits have always been wary of negotiating over cost, it seems that a minority of us are now cottoning onto something that psychologists have long known; that most things are negotiable.
If you pay your monthly bills by direct debit, chances are you'll be guilty of rarely (to never!) checking how much leaves your account each month. You just pay it. And that means you probably haven't the foggiest whether you're paying for what you actually use.
Everybody is looking to maximise earnings and minimise spending in order to have that little bit more to spend on the treats life has to offer. As we enter the new financial year, here are five top money tips to help you on your way.
Last night, as others around the country dressed up as scary vampires and skeletons, I dressed up as my mum. Had it not been for my facial hair, which I decided to keep now we have entered 'Movember,' I would have been a dead ringer for Tracey, 52.
Having worked in the ecommerce industry for over a decade now, I am constantly surprised by the ingenious ways you can save money, from voucher codes offering percentage savings to using price comparison websites to make sure you're going to the best-value stores on the high street.