UK Mortgages

Adapting to the Needs of Young Consumers

Peter Vicary-Smith | Posted 16.03.2014 | UK
Peter Vicary-Smith

They say youth is wasted on the young - but how easy is it to be a young person these days? Many are struggling to find employment and for those who have jobs, they face falling wages, rising prices and a struggle to get on to the property ladder.

Welcome to Inequality Street

Dr Simon Duffy | Posted 19.04.2014 | UK Politics
Dr Simon Duffy

Britain prides itself on its sense of justice, on fair play and sticking up for the underdog. So what's gone wrong? Increasingly, as we look around, we find we're living on Inequality Street. Take, for example, the 2010 austerity programme. In theory the cuts didn't have to target the poorest, but in reality they have. This week The Centre for Welfare Reform published a new report, Counting the Cuts, which measures, not just how large the cuts have been, but also how fair they are, and who is being targeted. The results are shocking.

Can Payday Loans Affect Your Mortgage Chances?

James Jones | Posted 13.04.2014 | UK
James Jones

I think it's safe to say that most people have heard of payday loans, what with the countless adverts for them on TV these days. A lot of people have heard of them, a lot of people use them, but how many people actually know about their effects on credit ratings?

Many Help to Buy Hopefuls Are Ill-Prepared for the Scheme

James Jones | Posted 01.04.2014 | UK Politics
James Jones

Help to Buy is bringing homeownership to within touching distance for thousands of younger buyers earlier than they may have thought possible. But it's important to remember that the deposit is just part of the equation and consideration must be given to how much you can afford to borrow - and crucially repay in the years to come.

Ten Financial Resolutions to Save You Thousands

Sarah Willingham | Posted 04.03.2014 | UK Lifestyle
Sarah Willingham

Like most people, I have eaten too much, certainly drunk too much and spent a fair bit of money on gifts and entertainment. However, as 2014 begins, we can all take stock and make some big financial resolutions that require minimum effort but will provide BIG rewards!

Carney Pours Cold Water On Housing Market

The Huffington Post UK | Asa Bennett | Posted 28.11.2013 | UK

Mark Carney has moved to cool the mortgage lending market by announcing the withdrawal of the Bank of England's flagship scheme to back banks lending....

The World of Spies, Wealth Creation and Yoga

David Green | Posted 23.01.2014 | UK Lifestyle
David Green

Yoga, India's greatest and most well known export, is relevant to every aspect of life and what hits the news. In Sanskrit, yoga has 32 meanings. These include business, wealth, friendship, union, to deceive, rules, carrying out war and even spying!

Jessica Elgot

20 Reasons Why You Should Be Glad You Don't Own A Flat Anyway

HuffingtonPost.com | Jessica Elgot | Posted 30.10.2013 | UK

Young people of London (and most of the rest of the UK)! Are you stuck in rental oblivion? Would need to sell a vital organ or go on the game, jus...

LOOK: A Handy Guide To The ‘Help to Buy' Scheme

The Huffington Post UK | Posted 09.10.2013 | UK Comedy

(Created for HuffPost UK Comedy by HM Treasury David Schneider and David Beresford) More TOPICALOLs: David Cameron's Revealing Reshuffle N...

Young and Successful but Will I Ever Be Able to Afford a Mortgage? Unlikely

Jessica Rose | Posted 15.09.2013 | UK Politics
Jessica Rose

It's currently easier to run a successful business than it is to buy a flat as a young person starting out on the property ladder. A 10% deposit of £20 or £30 grand just isn't realistic for those on average incomes, nationally £26k a year.

Can You Live Your Life Without Debt?

Daley James Francis | Posted 03.07.2013 | UK Lifestyle
Daley James Francis

As soon as the country falls into the mess of recession, that's when the prudence comes in, but by then it's too late. We're used to getting what we want when we want it in this country, and we've provided our own undoing as a result by living beyond our means.

Buying a House Without the Bank? Really?

Yasin Patel | Posted 25.08.2013 | UK
Yasin Patel

As revolutions go, it's hardly been a box office smash. No barricades were manned, no parliaments stormed, no toppled despots bundled off to exile. ...

I'm Confused And I Am Not the Only One

Nick Abbot | Posted 07.08.2013 | UK
Nick Abbot

Sometimes I am worried for the papers. No, I mean I am worried BY the papers. The Telegraph is a great read. That is the one that I would buy if I was...

Term Life or Mortgage Life Insurance: Which Do You Choose?

Daley James Francis | Posted 10.07.2013 | UK Lifestyle
Daley James Francis

Everybody knows how important it is to have life insurance, particularly if you have beneficiaries such as a partner or children. The peace of mind that comes from being covered with a great policy cannot be underestimated.

Budget Promises a Home Ownership Revolution

Damian Collins | Posted 20.05.2013 | UK Politics
Damian Collins

Beer drinkers may raise a glass to the Chancellor tonight, and drivers filling their cars with petrol will be pleased to hear that there will be no further increase in fuel duty, but people aspiring to become home owners are the real winners of this year's budget statement.

Charlie Thomas

Is This The Start Of The Property Market Recovery?

HuffingtonPost.com | Charlie Thomas | Posted 14.01.2013 | UK

House builder Taylor Wimpey brought some much needed positivity to its sector on Monday after it announced its group full year operating profit should...

Millions Face Monthly Struggle To Keep Roof Over Their Heads

PA | Posted 04.01.2013 | UK

Around 7.8 million Britons are struggling to keep up with their rent or mortgage payments, showing a sharp increase on a year ago, a charity has warne...

First-Time House Buyers Reaches Five-Year High

PA | Posted 29.12.2012 | UK

First-time home buyer numbers reached a five-year high in 2012, helped by improvements in affordability, a study has found. However, the average ag...

The Most Expensive Streets In England And Wales

PA/The Huffington Post UK | Posted 26.02.2013 | UK

Egerton Crescent in south-west London is the most expensive street in England and Wales, with homes there typically costing a cool £8.1 million, a st...

Banks Are Lending More, Says Merv

Press Association/The Huffington Post | Posted 25.09.2012 | UK

The Bank of England has said there are signs that banks are starting to lend more cash to struggling businesses and households. Borrowing rates are...

Nationwide To Push Up Mortgage Rates For New Borrowers

PA | Posted 28.08.2012 | UK

Britain's biggest building society today announced plans to push up its mortgage rates for new borrowers. Nationwide is making increases of 0.3 per...

Creditworthy Move? Tesco Bank To Launch Mortgage Deals

PA | Posted 04.08.2012 | UK

Tesco Bank will launch its long-anticipated push into the mortgage business next week, with some market-leading deals which also offer customers Clubc...

More Misery For First Time Buyers As Mortgage Approvals Slump

PA/The Huffington Post | Jessica Elgot | Posted 30.07.2012 | UK

Banks are closing the doors on more and more first time buyers, with mortgage approvals at a 18 month low, figures revealed on Monday. The Bank of...

For Richer, For Poorer

Owen Roberts | Posted 08.06.2012 | UK Lifestyle
Owen Roberts

These days, weddings are an expensive business, but for some unfortunate couples, getting married can cost much more than just the big day. But marriage can be a case of till debt us do part if the two people concerned don't discuss their finances before they tie the knot.

House Prices Fall But At Slower Rate

Posted 13.03.2012 | UK

House prices fell in February but at the slowest rate in 18 months as sales continued to rise, a new report has revealed. A balance of 13% of estat...