UK Mortgages

Why Are Banks Stuck In The Dark Ages?

Alexandra Johnson | Posted 01.09.2017 | UK
Alexandra Johnson

Photo Credit: Pixabay Home ownership is still a relatively new innovation in the UK, as is applying for a mortgage. Before 1832 any man who held fre...

Falling Behind With Rent Should Result In Black Mark Against Tenants, Landlords Urge

The Huffington Post | George Bowden | Posted 17.08.2017 | UK

Falling behind with rent payments - even for just a few days - should affect tenants’ credit ratings, landlords have urged. The Residential Landlord...

Bricks, Mortar And Fickle Economics

Ed Green | Posted 10.08.2017 | UK
Ed Green

Ten years ago - on 9 August 2007 - news stories surfaced about toxic debt in the US sub-prime property market. The resulting 'credit crunch' soon beca...

100,000 Discount New Homes For First Time Buyers If Labour Wins The General Election

The Huffington Post | Owen Bennett | Posted 06.06.2017 | UK Politics

First-time buyers will be offered 100,000 new homes on the cheap as Labour tries to help those priced out of the housing market. The party today anno...

Young People At Increased Risk Of Homelessness Because Of Welfare Cuts, Warns Report

The Huffington Post | Owen Bennett | Posted 22.03.2017 | UK Politics

Young people are at increasing risk of being made homeless as the Government’s welfare reforms begin to bite, a report warns today. ‘The Homelessn...

The Solution To The Housing Crisis Comes In Small Packages

Christian Faes | Posted 08.03.2017 | UK Politics
Christian Faes

The Prime Minister's bold vision to fix the broken housing market once and for all has underscored numerous government policy announcements in recent months. The Chancellor's Budget this week may nod in this same direction, but the property market should not expect a cash windfall or a hand-up from the Treasury in the months to come.

Renting Is Not Dead Money - Owning Your Own Home At 25 Is A Mistake

Charlotte Burns | Posted 08.02.2017 | UK Universities & Education
Charlotte Burns

Us Brits are obsessed with owning our own homes and millennials are no exception. The problem is while our parents managed to get onto the property ladder in their early 20s, young people beat themselves up for being nowhere near that point.

Starter Homes Is A Podium Policy - Sounds Good At Party Conference And Falls Apart In Reality

Toby Lloyd | Posted 03.01.2017 | UK Politics
Toby Lloyd

As soon as you start picking at the details, the entire policy begins to unravel. It quickly became the billy-no-mates of housing policy. Councils hate the government riding roughshod over any idea of localism by forcing them to provide Starter Homes instead of other types of more affordable housing. The mortgage lenders don't like it, because they don't know the true value of the assets they're being asked to lend on.

We Make Shockingly Fast Decisions When House-Buying - So Make Them Count

By AOL Lifestyle | Jackie Gallego | Posted 10.06.2016 | UK

The average homebuyer takes just 26 hours to decide whether or not to put an offer in on a house. That’s roughly how long it takes us to choose a ne...

UK Landlords Will Go 'Cross-Country' as Allure of London Fades

Christian Faes | Posted 13.05.2017 | UK
Christian Faes

When it comes to the housing market, London has long been seen as a market within a market. After the credit crunch hit, and house prices across the country headed south, desire to buy within the capital remained robust. In seemingly no time at all, house prices within London had not only recovered but surpassed its previous peaks.

How on Earth Are First Time Buyers Ever Supposed to Buy?

Sarah Willingham | Posted 15.04.2017 | UK
Sarah Willingham

From the letters I receive I know that buying a home is a priority for most young people but the biggest rule is to only borrow what you can really afford. Clearing debts before you begin the mortgage process is vital and then you can start looking for your dream home with a clean slate. It will happen!

What Is A 1 Day Mortgage?

Huffington Post UK | Sarah Coles | Posted 18.04.2016 | UK

A one day mortgage approval sounds like an oxymoron: like a happy Monday or a delicious sprout, but incredibly, for increasing numbers of people, it c...

A Nation of First-Time Triers?

Graeme Yorston | Posted 20.10.2016 | UK
Graeme Yorston

Rising house prices across the country have left many expert bodies forecasting the rise of 'Generation Rent', the 20-39 age group, of which more than...

When Is The Best Time To Remortgage Your Home?

The Huffington Post UK | Sarah Coles | Posted 18.05.2015 | UK

If you’re in the market for remortgaging your home, then now is a fantastic time to be doing it. Mortgage rates are at record lows, with plenty of c...

Watch: The Buy-To-Let Advice You Need

The Huffington Post UK | Melanie Hick | Posted 05.05.2015 | UK

Owning a buy-to-let property can be a great way to add another asset to your portfolio. Buy-to-let owners Nigel and Anna became accidental landlord...

Watch: This Family Wish They Had Remortgaged Sooner

The Huffington Post UK | Melanie Hick | Posted 28.04.2015 | UK

When your family is growing and space is getting tight, many families consider moving out of the neighborhood they've come to call home to find a bigg...

15 Questions To Ask Before You Buy Your Home

The Huffington Post UK | Sarah Coles | Posted 29.04.2015 | UK

The average person spends longer choosing their annual holiday than they do picking their new home. They typically have just one viewing - rarely last...

Watch: How To Get On The Property Ladder

The Huffington Post UK | Melanie Hick | Posted 27.04.2015 | UK

Getting on to the property ladder with your first home can be daunting. There’s the deposit to raise, the right mortgage to find and the huge respon...

Asa Bennett

MPs Want Mark Carney To Save You From Interest Rate Rise 'Misery'

HuffingtonPost.com | Asa Bennett | Posted 28.01.2015 | UK Politics

Mark Carney has been urged by MPs to spare mortgage-holders and other borrowers the "misery" of interest rates rising too sharply, the Huffington Post...

Just One in Ten Under-25s Now Get on the Property Ladder as House Prices Soar

Jack Kershaw | Posted 25.03.2015 | UK
Jack Kershaw

Labelled as, 'The Jilted Generation' shocking research released yesterday by The Office for National Statistics has indicated that just 1 in 10 under-25s will now be able to get onto the property ladder as house prices continue to rise at an alarming rate.

Be Informed About Your Mortgage to Future-proof Your Finances

Graeme Yorston | Posted 11.02.2015 | UK
Graeme Yorston

With a Bank of England rate rise expected late next year or early in 2016, now is an opportune time to get informed about the finer details of your mortgage. Once you've got your head around it, you will be well-placed to get yourself through the interest rate rise without too much impact, and potentially with more money to put aside for the things you love.

My Generation Needs to Rethink Property in London - It Just Ain't Worth It

Annabel Burn | Posted 12.11.2014 | UK Lifestyle
Annabel Burn

Interest rates will have to go up eventually, forcing people to sell when their monthly payments become unaffordable. Will the house of cards come tumbling down then? Or will London just be a sea of billionaires here for annual holidays in their London homes? Like Venice on a larger scale, a relic, empty of its original inhabitants.

Got A Mortgage? Carney Definitely Won't Ruin Your Christmas...

The Huffington Post UK | Asa Bennett | Posted 22.10.2014 | UK Politics

Bank of England officials have decided to keep interest rates low, fearing that rising them too quickly could "leave the economy vulnerable to shocks"...

London House Prices Are Rocketing

PA/Huffington Post UK | Posted 26.09.2014 | UK

London house prices leapt by 21.6% annually in August to mark the strongest annual growth seen in the capital for 14 years, according to Land Registry...

The Top 10 at 25

The Mac Twins | Posted 20.11.2014 | UK Lifestyle
The Mac Twins

Our mid twenties without Google search would be a shameful series of questions to family members starting with 'I know I should know this but...' whilst gazing wearily down at our Young person railcards. Much like the deteriorative hangover, the road to 30 creeps up without warning or fan fare..