It's that simple. In any situation, if you can stop, ask that question of yourself and accept that no matter how much you want to answer it with "well, actually, I didn't create this"... you did. If you can accept 100% responsibility for what's going on, you put yourself at cause and you immediately grant yourself the power to change it.
We live amidst a culture where we find it convenient to blame others for our problems, life situations, hardships, character flaws and just about everything else. Some of us even blame the recession for our extravagant spending habits and our luck for the bad choices we make in life. Blame shifters can be classified into four personalities: