The banks are lying. This may come as little surprise to most of us, given their appalling record of not taking responsibility for their behaviour both during and after the 2008 crisis. However it now seems that even Vince Cable, the business secretary, appears to have swallowed their most insidious lie.
The cornerstone to any genuine banking reform has to be an overhaul of the regulatory environment. Responsibility for the banks may ultimately lay with its senior management but do you think they really care? The evidence over the past few years suggests otherwise - it's take the money and run. You want bankers to change? You've got to make them.
So here is my confession: too many women feel they need to drink like men. It's something we see time and time again at the bar, always the flick of the eye towards the other drinks being pulled and then the order for something meaty in a pint glass. When did this happen? What happened to girls being allowed to drink fruity cocktails? Is feminism now brandishing a pint glass rather than a bra?
In a society that values winning above everything else, we should not be surprised that a culture of cheating has become endemic. So much so in fact that it is now entirely possible to enjoy a successful career without achieving anything at all, without ever being involved with a successful company or project.
George Osborne wrote an article in the Sunday papers, blaming the Eurozone crisis for "killing off the UK's economic recovery". He argues that our recovery, "already facing powerful headwinds from high oil prices and the debt burden left behind by the boom years - is being killed off by the crisis on our doorstep."
With bankers' bonus season in full swing, and thanks to relatively recent European rules, we at least get to see exactly the sort of pay deals being awarded to the top bankers in the City. RBS chief executive Stephen Hester's bonus, which he eventually turned down following public outrage, will be followed by a series of other bonus announcements in the coming weeks.