My mind has been much exercised recently after reading about a case which has come to light in Edinburgh. It involved a local council and the mummified corpses of an elderly couple. Following their deaths, in 1987 and 1994 respectively, their son had them embalmed in the hope that their family home might be turned into a mausoleum.
The only way to ensure that your wishes are adhered to - whether you're married or not - is by having a will. It might not surprise anyone that I firmly recommend them but the countless difficulties experienced in cases on which I have advised where no will was present, make all too clear how the time spent putting in place a clear plan for your assets, is very well spent providing peace of mind for you and your family.
All of this, unfortunately, suggests we're a nation of wishful thinkers: when it comes to our children our hearts are in the right place, but too often our money is not. Britain may be feeling the strain post-recession, but it's an all-too-common misconception that you need to be rich to have a financial plan.