With a mobile wallet the process could be quite different. Consider this: you're walking past your favourite Indian take-away on the way home. As you walk past you get a text offering you half-price on your favourite curry. The next day you walk in and order the curry, paying by flashing the back of your phone at the point of payment with the offer applied automatically.
Boris Johnson stood on the Mall and bid a passionate farewell to the London Games. While I've seen American friends do it, this was the first speech by a politician that I've seen Brits post on Facebook. What was the difference? Well tone wins the day. Yes, Boris has a delicious mastery of the English language.
Every few weeks, my wife receives text messages from her hairdresser reminding her about appointments or checking if she would like to book an appointment via a special offer. This started a number of years ago and has become a welcome part of her life. This approach has now been adopted by a number of other local businesses we use. We now receive alerts about offers, sales, Christmas opening times and other activities. For us, it's a useful addition that we find far less intrusive than a phone call and more likely to be read than an email.
We are in the middle of a celebrity endorsement tsunami; never in the field of brand marketing has so much been endorsed to so many by so few. To walk London's streets right now is to be introduced to a bewildering array of sports and sports stars; Sunday magazines display their chiseled bodies and ghost-written autobiographies sit in their millions waiting to be shipped.