Today's evidence from R3, the insolvency practitioners, that the rapid and rabid growth of Britain's payday loan industry is leading people to go hungry in order to repay these debts, is saddening but not surprising to me.
Imagine a world without curiosity. A world in which Isaac Newton simply picked up the apple and took a bite, rather than questioning why it fell and developing his theory of gravitation; a world in which Thomas Edison never felt the urge to experiment with electric lighting until he was able to create the first light bulb safe enough for use in the home, and a world in which Steve Jobs never pondered whether a mobile phone could do more than make calls. Makes you think, doesn't it?
I have recently changed my energy supplier after staying loyal to one of the 'big six' for years. It's not that the supplier needed changing because of a gross lack of quality but, at the same time, I didn't just stay with them because they were particularly great. No, the real reason I changed is because I realised there is an alternative.