This industry is growing fast by the day, after being given a great boost by the recession, and it is high time the government gave the regulatory architecture some teeth to make sure vulnerable people aren't being exploited to the detriment of their personal finances further.

Spending an hour with Stella Creasy, the just-turned 35-year-old Labour MP for Walthamstow, is mentally exhausting, truth be told. She talks so fast ...

In 2009/10 the Family Resources Survey found that 7% of adults in the UK didn't have a bank account. Almost one fifth of people over 65 with a bank account use someone else to access their day-to-day spending money, and a quarter find it difficult to get to a bank branch.