Traditionally, dropping a few pence in charity boxes has always been a popular way to give. The UK Giving Report found that giving cash is still the most popular donation method. However in recent years we carry less cash and charity boxes are not as evident.

Although I was only in Bosnia and Herzegovina a short time it became very apparent, very quickly, just how important these loans are, with one of the entrepreneurs telling me she literally sees this as the only option for women in Bosnia to make a living.

Whilst many people think they will give out of their surplus once they are content, I believe that giving is a key to reaching that elusive state of contentment.

Thousands of charities are created each day in the world.With social networks being the fastest way to circulate awareness, let's really think for a second about where we are donating our ever-decreasing money, and what are the results (if there are any) from your money.

Chris Ward has negotiated a pact that, if not exactly Faustian, strains the boundaries of an already uneasy relationship between large consumer brands...