Rising food, fuel and energy costs consistently come top of consumers' financial worries; and we are increasingly seeing people getting into debt or using credit to pay for essentials like food and household bills. Large numbers of households have no financial buffer to draw on if they're hit by an unexpected expense... The cost of living election battle has already started.
The current 'see it, buy it' credit card culture has meant that for many people financial goals no longer exist. However, many major financial commitments such as buying a property, saving for retirement or investing in your business can't be paid for by credit card and take real planning and dedication to save for.
We've launched a campaign that will empower people and could help save them money. We want Ofcom to lean on broadband providers to send out reminders before contracts end - rather than keeping quiet and letting contracts roll over. Collectively, Brits are chucking £1.1billion down the drain each year by staying loyal.
If you're eligible for traffic school, you could wind up saving yourself more money than you might think. Of course, you will have to pay the fine for breaking the law, but one of the benefits of taking an online traffic school course is that you will keep your insurance company from ever finding out about your little run-in with the law.
The future is a scary concept. Whether you're a school leaver, the family breadwinner in the prime of your career, or about to enter retirement, it's natural to have concerns about the years to come. Money is the primary area of worry for most people, but there are simple and painless ways to prepare without winning the lottery.