The calls for banking reform are growing. About time. The big crash was more than five years ago. Since then we've had Libor rate-fixing, bonuses for failed financiers, massive fines for malpractices by leading banks, mis-sold PPI, interest rate swaps, fraud, money-laundering and tax dodging. Scandal after scandal. Are we mugs or masochists? Why do we put up with it? The rot has got to stop.
It's clear that nuisance calls and texts have become a daily problem for many people. They not only cause frustration, but they can even be distressing and intimidating. We've had more than 1,600 comments about nuisance calls and texts on our website and many of them had the same theme - 'why isn't something being done?' Our research also found that in the last three months, seven in 10 people received unsolicited calls and four in 10 an unwanted text.