credit report

It can affect something as seemingly simple as getting a cellphone on contract.
We always actively encourage people to review their credit report. Doing so means you are in a good position to have a complete picture of your credit commitments and can help you present yourself in the best possible light to lenders.
Your credit report is all about you, not your address, not your family members, not even your pets, just you. If someone who lived at your address before didn't pay their bills this won't turn up on your credit file, it will turn up on theirs. So that's one less thing to worry about.
Being in the public eye is a tricky thing, very few people remember the things you get right and everyone will remember the things you get wrong.