Financial advisors are on the sharp edge of the divorce journey, and they certainly know what are the trigger points for a divorce to become nasty.
For the last number of years you have been part of a couple and unless you have kept your finances completely separate (which some couples do) your finances have become intermingled. Sit down with a copy of your last three months bank statements (if it is a joint account make sure you give a copy to your spouse as they will need to do the same).
Would you want to ensure that if something happens to you there is sufficient financial support in place to support your family? For a minute consider the following: If you were to die who would pay the mortgage? Who would pay the bills? Who would cover the loss of your income?