lending

As responsible lenders, the major banks must champion and progress the principals of transparency, fairness and control in lending. In a changing economic environment, consumers must be prepared for any eventuality and that means the time for the industry to do more to help their customers prepare for and navigate the future, is now.
When it comes to the housing market, London has long been seen as a market within a market. After the credit crunch hit, and house prices across the country headed south, desire to buy within the capital remained robust. In seemingly no time at all, house prices within London had not only recovered but surpassed its previous peaks.
The mortgage market looks like an inviting place at the moment. Rates are at their lowest point for more than five years
Presented by HSBC
The average person spends longer choosing their annual holiday than they do picking their new home. They typically have just
Buying a home
Payday lender Wonga has emailed around 330,000 customers to inform them it has wiped out their debt. The move is expected
In 2013, the government deficit, according to the latest available Office for National Statistics (ONS) figures, was £92.9billion, which was 5.8% of GDP. All our major political parties are fixated on getting this deficit down by cutting expenditure and raising taxes. But should they be quite so determined to do so? Is austerity really the best way to cut the deficit?
The hitmen allegedly hired by Henry II to sort out Thomas Beckett may be back in business if the current Archbishop of Canterbury continues to make waves over the plight of those exploited by exorbitant APRs. But they won't be hired by the Crown this time, more likely by the loan sharks.
Perhaps one of the most positive outcomes of the recent economic crisis was the message that consumers would benefit from saving more and borrowing more responsibly. So accessible were interest free loans, 105% mortgages and credit accounts that consumers came to believe they could afford anything, irrespective of their financial circumstances.
There is a lot of hype about the future potential of crowdfunding and peer-to-peer lending. The US has shown the huge potential with platforms such as Lending Club and Prosper lending billions of dollars a year.
Vince Cable has received a stark report from his business adviser documenting businesses that have suffered from abusive