What can save Africa from its many problems; grinding poverty, corrupt bureaucrats, incompetent governments, civil conflicts and dire infrastructure? The best hope might lie with the innovations of its home grown entrepreneurs. Many solutions that work in the developed world do not translate well to Africa so indigenous innovations are often a better answer. In some cases they leap-frog current Western offerings.
The economic benefits of rural internet use are far from realised in Africa. New technology is lowering the costs of rural coverage.
Kenya's public transport system is different from the mobile financial services sector. Cashless payments threaten existing profit structures. Matatu owners usually contract their vehicles to a crew who retain the day's income after paying a fixed vehicle rent. Transport cards instead bypass the crew and payments directly reach the vehicle owner. The owner can then reverse the roles and pay the crew a salary while keeping the profits.
Only a decade ago, to speak of Africa and technology would have seemed nonsensical. Today, it is part of a growing global conversation.
Following the attack at Nairobi's Westgate Mall, 62 million Kenyan shillings (£444,000) was donated to the Kenyan Red Cross in just 48 hours via mobile. Safaricom set up a free text payment service on its M-Pesa platform, enabling Kenyans to quickly donate money to support those affected.
Mobile money means more small, safe, cashless transactions can happen - urban workers can send money back to rural homes; small shops and stalls can trade more and grow their business.
For the Foundation, the enabling bit began with both the smartphone revolution and the wider penetration of mobiles in to developing economies. Before then, enabling meant providing emergency telecoms in a disaster situation.
While the West has been trying to develop the right platforms and technology for mobile payments to work, and technology providers and operators have been battling for mobile payment supremacy, Kenya has gone straight from a barter/gift/debt economy to digital transaction - leapfrogging over the last 100 years of the West's progress in monetary transactions.