I'm a serial entrepreneur and the founder of a global digital education content company, specializing in cross-cultural issues. I also happen to be a minority female from a traditional culture. I mention that fact last because it's the least relevant reason as to how and why I became an entrepreneur and how I run my business.
So for us and all the intermediaries, plus I'm sure many charities and social enterprises, we've come to the top of the first hill just in time to work out how to plan out the mountain range ahead. Time to get started.
Investing in social businesses isn't about hugging trees. Having run several 'for profit' digital businesses over the years, I'm an unrepentant capitalist who recognises that whilst money doesn't grow on trees, nothing is more important than sustainability
Being poor is not just about being unable to afford those 'nice to have' things - it's being forced to pay more for the absolute essentials, such as gas, electricity, banking, household goods and even groceries simply because you are living in poverty. It's called the 'poverty premium' and it is effectively a tax on the poor.
Sometimes struggles make you stronger. Whether that's coming out of an early life in care, a spell in prison, or the adversity of extreme poverty. There can be a time when you're ready to change, and a time when someone is there to help you forward.
We are a divided nation. A disunited kingdom. The referendum divide between Scotland, Northern Ireland, London and a handful of other English cities, and the rest of England and the whole of Wales, was deep. The divide between young and old was even deeper.
I'm not for a moment saying we shouldn't think and plan and act at our absolute best. But there is little point in our existence unless we can achieve change for people we are here for. The biggest risk of all is failing the people who need us. Let's urge charities on, let's give them the room to breathe, and our support to take courage.
As a concept, social investment can be hard to get your head around. For the UK Government however it has quickly become a credible and important way of helping charities and social enterprises increase their impact in communities, helping them to grow and support more people in need. The concept is simple.
Social enterprise - sustainable businesses that exist for more than simply profit - is not a new concept, but their recent growth is. There are now 180,000 social enterprises in the UK and sector contributes at least £55bn to the economy.
I was working as a special adviser at the Department of Trade and Industry at the beginning of the 2000s when Sir Ronald Cohen began pushing for what was eventually to become, in 2011, Big Society Capital (BSC), the world's first social investment institution...
The first social impact bond (SIB) was launched in the UK at the end of 2010. Its promoters argued that this revolutionary financial instrument offered the potential to fund social interventions that could address intractable social problems in new and innovative ways and also save taxpayers money. Finally this summer, we are beginning to see some results emerge give us hope that the SIB is delivering on its promise.
here seems to be a very steep rise in frequency of reconviction events between the two periods September 2008 to March 2010 and September 2010 to March 2012. We see the same pattern with re-offending rates.
In the run up to the G8 meeting next week, social impact investment took a major step forward on 6 June as the UK Government hosted a G8 Forum drawing together sector leaders from G8 nations and beyond.
Social Impact Bonds, or SIBs, have been on the radar for several years now especially since the first one was launched by
There's a £6billion hole in our financial system. There are over eight million people, businesses and social enterprises that don't qualify for bank finance, but who need credit. That's according to new research just release by the CDFA.
All of the social and charity can benefit from investment - it just has to be the right type of investment for each organisation.
Philanthropy is having a high impact. Yet donor funds could be even more effective if more philanthropists were able to leave
It's accepted that a key obstacle for growth is the banks' unwillingness to lend to SMEs. But not even getting the same attention