The global banking and financial services industry is facing unprecedented, historic challenges. With customer and regulatory demands soaring while revenues plateau, financial services enterprises (FSEs) cannot simply tinker with existing processes for incremental boosts in revenue or small cost reductions.
In a bygone age, the Artful Dodger and his duplicitous pals would steal silk handkerchiefs and purses from unwitting members of the public.
There's something about paper. Not the crisp-sheet-of-A4-fresh-from-the-printer kind of paper, but the slightly crumpled, much-read kind that carries precious words or a faded picture of someone no longer part of our lives, but who once meant everything. The kind of paper that dreams and memories and even history are made of.
Psychologically Snapchat reflects the mindset of today's consumer: media is disposable and short attention spans are rife. Through our own research we've also discovered that 18-24 year olds are worried about how others perceive them. Whereas Facebook keeps a 'legacy' of their lives and antics, Snapchat is fleeting.
Call me a Luddite but I remember the good old days. When you fancied someone and wanted to 'go out' with him or her you'd have to actually ask him or her out. i.e. pluck up the courage to talk to them in person. Yes, actually ask them verbally. This often meant you would soon have to meet their parents, or perhaps worse, their brothers and sisters. But things have changed.
Does telling the world that we're settling in to watch It's a Wonderful Life, filling our gardens with illuminated Christmas characters and fashioning a scarf out of tinsel (and developing a nasty neck rash in the process) really make it more fun?
In the same way that British new wave band, Buggles sang about video killing the radio star back in the late seventies, so mobile is now taking over from the Web. Today more and more people read the news on their smart devices using the mobile versions of publications.
It has been a busy year for hydrogen Fuel Cell Electric Vehicles (FCEVs) with significant progress being made both in the UK and globally.
Being prepared means understanding the nature of these dangers - and really that means recognizing the importance of the dark web as part of any information security strategy.
It is estimated that the average person checks their phone 110 times a day. By the time we have checked our Facebook account 14 times a day, Twitter, Whats App, Snapchat, three different email accounts and Instagram, it's not surprising that most of us never have time for any kind of relaxation or reflective thought.