09/03/2013 12:14 GMT | Updated 08/05/2013 06:12 BST

Life Is Getting Harder for Low-Income Women in Wales

This weekend we mark two important days in the calendar for women. Friday was International Women's Day, a day for celebrating women's achievements, and inspiring women across the world to campaign to end prejudice and secure equal rights. It dates back to 1909, a time when women were fighting for the right to vote and hold public office, as well as starting out on the long battle for greater equality in the workplace.

Then on Sunday we will be celebrating Mother's Day, when families try to show some appreciation of the tireless dedication and hard work that mums do, all year round, to make sure everyone else in the family is well looked after.

But women in Wales have little to celebrate at the moment, particularly those on lower incomes. Over the years, women have won better maternity rights and there is recognition that a family needs support at the birth of a child. It is a time of great joy, but also places considerable strain on the family finances. But David Cameron and his Government are turning the clock back, and taking away support from families just at a time when they need it most. The 35,000 women who are having a baby this year in Wales will find themselves among the worst affected by cuts, which will hit the poorest hardest.

So, for example, according to figures compiled by the House of Commons Library, a family with a new baby with a joint income of £24,000 will be losing £1,300 worth of support for mums and their babies during pregnancy and the first year after a baby's birth. This is happening because of the scrapping of the health in pregnancy grant, child trust fund and the baby addition to tax credits, together with real-terms cuts to statutory maternity pay, sure start maternity grant and the childcare element of tax credits. As if that was not enough, at the same time, they, like other families, will see a freeze in their child benefit amounting to a real terms loss of about £400.

As for families whose low income means that they qualify for housing benefit, from April this year, a couple with two children under 10 who have been an allocated a three-bedroom council house (because most social housing in Wales has three bedrooms) will be hit by the bedroom tax. That means that whereas up until now their rent was paid, they will soon face a shortfall that they will have to make up from other income or risk losing their home. Yet they will have little prospect of finding a two-bedroom property as they compete with 40,000 other families affected by the bedroom tax (46% of all social housing tenants of working age in Wales who get this help with their rent), who will also be chasing the few smaller properties. As if to compound the unfairness of this policy, on the same day that the bedroom tax comes in David Cameron is giving 13,000 millionaires a tax cut worth £100,000 a year.

The cuts to maternity pay could see some women struggling to go back to work earlier, if they can sort out childcare arrangements. That is of course always supposing that they still have jobs to go to. As the cuts in the public sector really begin to kick in, the impact will be particularly great on women. Nearly two-thirds of public sector employees are women, so just on crude numbers, more women than men are likely to be affected by the cuts in the public sector. But when you think that men still hold a disproportionately high number of the top posts, and in many sectors cuts seem to fall disproportionately on the junior ranks, the impact on women is even greater. Of course, some posts will be eliminated by early retirement, but already we are beginning to see the effects of a freeze on recruitment, with numbers of young women in Wales who are unemployed rising rapidly. Many of the traditional routes into work for women in the public sector are simply not recruiting. But it is not only the public sector - this week another familiar town centre firm, Thomas Cook, has announced widespread closures. You only have to look up and down the local high street and see the boarded-up shops to be reminded of the impact of the Coalition Government's economic policies on the retail sector, another area which has traditionally employed high numbers of women.

All this is having a devastating impact on opportunities for young women in Wales. There has been a massive 19% increase in the number of women under 24 who are out of work, some 3,000 more than last year.

With women paying for three quarters of the Government's changes to tax and benefits, it is hardly coincidental that out of the eight Conservative MPs in Wales, not one is a woman, and Cameron has only four women in his cabinet. No wonder women have been the first to see through his pathetic pretence at modernisation of the Tory party. So on Mother's Day, let's redouble our efforts to campaign for policies that help mums, not millionaires.