I am a financial journalist specialising in mortgages and property finance. I have also written for politics.co.uk during the 2010 general election, book reviews for Tribune magazine and the Olive Press in southern Spain.
As Gordon Brown never tired of claiming, this financial crisis began in the US housing market.
So-called NINJAs loans were lent to US borrowers with no income, no job and no assets and formed the crux of a sub-prime crisis that floored the world economy.
13/03/2012 12:57 GMT
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