UK Finance

Ten Years On, Is Banking Heading to the Crowd?

Anil Stocker | Posted 25.03.2015 | UK Tech
Anil Stocker

Peer-to-peer lending is now ten years old, with the first ever peer-to-peer finance platform Zopa, celebrating a decade in business this month. That decade has seen a dramatic change in the banking landscape.

The New Cambrian Explosion

Dr Mark Esposito | Posted 12.03.2015 | UK
Dr Mark Esposito

Within the Coral Reef, a number of pioneers are already spearheading the growth of platform-driven ecosystems, as seen with cloud technology, indicating the way to a new model of large-scale, cross-boundary innovation.

Young People 'Paid Greatest Price' From Economic Crash

PA | Posted 12.03.2015 | UK Universities & Education

Young people in their twenties and thirties have been hit hardest by the economic downturn, according to a new academic report. While wealth grew f...

The Bank of England's Damascene Moment Shows Just How Important Web-watching is Becoming Within Finance - but Don't Think it's Easy

Emmett Kilduff | Posted 10.03.2015 | UK
Emmett Kilduff

Every minute of every day sees 100,000 new tweets, 2 million Google searches, and 347 new WordPress blogs, while consumers spend around $272,070 on online purchases.

A Month in the Life of the Fight Against Cybercrime

David Emm | Posted 09.03.2015 | UK Tech
David Emm

Once inside the system, hackers are able to move around the system until they find their points of interest - staff and processes that allow them to extract money from the infected system. The worrying thing is that this attack is still active.

How Can Billionaires Be a Force for Good?

John Low | Posted 05.03.2015 | UK
John Low

In London alone you can walk through Coram's Fields, or shop at Columbia Road flower market, borrow a book from a library paid for by Carnegie, or study at the Cass Business School - all fruits of wealthy individuals moved to make a difference.

The Road to Identity 3.0: From Microsoft Passport to the Internet of Things

Patrick Salyer | Posted 04.03.2015 | UK Tech
Patrick Salyer

The proliferation of connected devices, from connected cars to toothbrushes, has led to a new ecosystem of gadgets that must be able to communicate with each other in order to work and create personalised user experiences effectively.

Why Our Heart Is Still on the High Street

Graeme Yorston | Posted 26.02.2015 | UK
Graeme Yorston

Between January and September 2014, town centres across the UK saw 964 shop closures - two-and-a-half times the amount recorded for the whole of 2013, according to a study by accountancy firm PwC. This has led many to question what it is that consumers actually want, and how financial institutions such as ours can tailor their offering accordingly.

Why Do We Break Our Backs to Survive in London?

Thom James | Posted 23.02.2015 | UK Lifestyle
Thom James

As city natives, we're used to an unhealthy mix of stress and mundanity on a daily basis. We've built an immunity to happiness: but this is probably due to the fact we've realised the lengths we have to go to to pay our monthly rent, which must be paid on top of bills, on top of living costs: food, water, transport.

Should the HSBC Scandal Spell the End For Trickle Down Economics?

Michael Osiyale | Posted 23.02.2015 | UK Politics
Michael Osiyale

Unless our governments begin to pursue methods of wealth redistribution that work in the 21st century, we will continue down a path where the vital economic contributors at the bottom and middle of the ladder are squeezed out of the economy, as our wages continue to be eroded and our debts continue to balloon.

Code Halos: The Key to Improving Banks' Net Promoter Score

Tony Virdi | Posted 18.02.2015 | UK Tech
Tony Virdi

Consumer behaviour has been altered significantly by the rise of social media and mobile technology. Today's banking customers are always connected, always online and heavily influenced by social recommendations and word of mouth.

Concerning the Introduction of Flat Tax

Lewis Worrow | Posted 04.02.2015 | UK Politics
Lewis Worrow

The revaluation of a flat tax rate should be considered and implemented upon consideration of how the implementation's effects would benefit the UK, with the inconveniences of the system being amendable within a time frame of five to ten years.

Banks are Following Customers Away from the 9 to 5

Tony Virdi | Posted 29.01.2015 | UK Tech
Tony Virdi

As all banks continue to navigate through today's digital era and innovate to keep up with customer demands, robust security remains vital in order to meet the industry's strict compliance guidelines and retain the confidence of their customers.

International Students Need a Financial Safety Net

Shreya Paudel | Posted 24.03.2015 | UK Universities & Education
Shreya Paudel

We need all political parties to look at the mandatory financial protection scheme as a matter of moral responsibility to protect international students in the UK, who do not have any safety net to fall into in case of any organisational failure of their institution or conflict in their home country.

Richest 1% to Earn more than Other 99%

Jack Kershaw | Posted 23.03.2015 | UK
Jack Kershaw

But does this mean for those of us who, may not be in the top 1%, but have certainly earned our fair share of wealth?

Osborne Is Really Struggling To Sort Out The Public Finances

The Huffington Post UK | Asa Bennett | Posted 22.01.2015 | UK Politics

George Osborne's struggle to sort out the public finances has become even harder as new figures show that both borrowing and debt is still rising. ...

Disrupting Davos

Simon Zadek | Posted 18.03.2015 | UK
Simon Zadek

My Davos this year fits this picture. I am co-leading a two-year inquiry established by the United Nations Environment Program into how to change financial and capital markets in ways that align the behavior of lenders and investors with our need to live inclusively within our planetary boundaries.

George Osborne's Latest Idea Is 'Madness'

The Huffington Post UK | Asa Bennett | Posted 15.01.2015 | UK Politics

George Osborne's proposed law to ensure the public finances should be in surplus in "normal years" has been panned as "risible" and "madness" by exper...

What Lies Ahead for the Global Economy in 2015?

John Bowman | Posted 16.03.2015 | UK
John Bowman

As 2013 came to a close, who would have guessed that oil prices were heading towards $40 a barrel, sending oil-rich economies into chaos and driving investors out of emerging markets? What will the next year bring?

Britain: A Nation of Startups

Stuart Rock | Posted 16.03.2015 | UK Tech
Stuart Rock

There's a fresh generation in Britain - of all ages - who currently more likely to be determined and optimistic. Because those are the qualities you need to start and run a business. It's not about being original and inventive, it's about getting out there and doing it. And more of us are.

Putting Financial Inclusion at the Heart of the Development Agenda for 2015 and Beyond

Sevi Simavi | Posted 10.03.2015 | UK
Sevi Simavi

Approximately 2.5 billion people across the world do not have a bank account, the majority of whom are women. This means that, all too often, female entrepreneurs cannot access basic financial services.

Productively Lazy?

Dominic Irvine | Posted 07.03.2015 | UK
Dominic Irvine

You could be forgiven for thinking that we in the UK are a lazy bunch.

Schoolboy Who Claimed To Make Millions Trading On Stock Market 'Made It All Up'

The Huffington Post UK | Lucy Sherriff | Posted 16.12.2014 | UK Universities & Education

The student who claimed to have made millions trading stocks in his lunch break "made it all up" and says he is sorry to his parents for lying. Moh...

Bank Governor Facing Humiliation Over Inflation

The Huffington Post UK | Asa Bennett | Posted 16.12.2014 | UK Politics

Mark Carney faces the humiliating prospect of having to explain to George Osborne why the Bank of England has failed to keep inflation under control a...

Micro Business Owners of the EU Must Stand Together

Soozi Baggs | Posted 14.02.2015 | UK Politics
Soozi Baggs

The senior civil servants, politicians, and people who drafted the legislation do not understand how micro-level ecommerce works.