UK Finance

Wonga Has Revamped Its Image And Banished The Granny Puppets

The Huffington Post UK/PA | Louise Ridley | Posted 19.05.2015 | UK

Payday lender Wonga has unveiled an all-new image with an advertising campaign featuring "hard-working dinner ladies and mums" after ditching its cont...

What To Look For When Choosing The Best Remortgage Deal

The Huffington Post UK | Sarah Coles | Posted 19.05.2015 | UK

The mortgage market looks like an inviting place at the moment. Rates are at their lowest point for more than five years – and around half what they...

Crowdfunding - financial lending is a changing

Richard Armstrong | Posted 30.04.2015 | UK Tech
Richard Armstrong

Rewards based crowdfunding offers entrepreneurs the opportunity to have their idea validated by the crowd, obviously if there isn't much support shown the likelihood is you have a dud idea and you can move on to your next one, sparing any blushes.

15 Questions To Ask Before You Buy Your Home

The Huffington Post UK | Sarah Coles | Posted 29.04.2015 | UK

The average person spends longer choosing their annual holiday than they do picking their new home. They typically have just one viewing - rarely last...

The Must-Read Guide To Buying Your First Investment Property

The Huffington Post UK | Sarah Coles | Posted 27.04.2015 | UK

From the budget, to the area and the home itself: here are the key questions property investors must ask themselves. One in five homes are now own...

A Foundation for Disasters?

Lord Michael Hastings | Posted 22.04.2015 | UK
Lord Michael Hastings

The Sendai Declaration may not be what people hoped for. It was, however, an agreement made by UN member states which, despite cynicism, means something. I believe the Sendai Declaration created a foundation and a meaningful if incomplete agreement is more of a foundation than a rejected solution.

Young People Who Aren't Registered To Vote Will Harm Credit Rating

PA/The Huffington Post UK | Posted 10.04.2015 | UK Universities & Education

A lot has been said about the importance of getting young people to vote for the sake of the country, but here's another very good reason: it harms yo...

Incubator London: We are the World's FinTech Leaders and We Need to Brag About It

Ivan Massow | Posted 05.04.2015 | UK Tech
Ivan Massow

We must build on our incredible financial, FinTech and technology success. We must help ideas incubate from thought to reality, then retain startups when they are a success using our incredible financial services resource.

From Chief Bean Counter to Rock Star - The History of the CFO

Andrew H. Harding | Posted 02.04.2015 | UK
Andrew H. Harding

When Patrick Pichette, CFO of Google, posted a message announcing he was quitting his post to go travelling, the story became national news. In doing ...

General Election Could Cause Volatile Markets

Angus Campbell | Posted 31.03.2015 | UK
Angus Campbell

This makes the coming weeks potentially rather dangerous for investors and traders as geopolitical uncertainty increases. Already we have been seeing an uptick in volatility, not just in sterling, but across FX markets as a whole and if the result from the General Election continues to look like there is going to be no clear winner then things could become even more volatile.

Ten Years On, Is Banking Heading to the Crowd?

Anil Stocker | Posted 25.05.2015 | UK Tech
Anil Stocker

Peer-to-peer lending is now ten years old, with the first ever peer-to-peer finance platform Zopa, celebrating a decade in business this month. That decade has seen a dramatic change in the banking landscape.

The New Cambrian Explosion

Dr Mark Esposito | Posted 12.05.2015 | UK
Dr Mark Esposito

Within the Coral Reef, a number of pioneers are already spearheading the growth of platform-driven ecosystems, as seen with cloud technology, indicating the way to a new model of large-scale, cross-boundary innovation.

Young People 'Paid Greatest Price' From Economic Crash

PA | Posted 12.03.2015 | UK Universities & Education

Young people in their twenties and thirties have been hit hardest by the economic downturn, according to a new academic report. While wealth grew f...

The Bank of England's Damascene Moment Shows Just How Important Web-watching is Becoming Within Finance - but Don't Think it's Easy

Emmett Kilduff | Posted 09.05.2015 | UK
Emmett Kilduff

Every minute of every day sees 100,000 new tweets, 2 million Google searches, and 347 new WordPress blogs, while consumers spend around $272,070 on online purchases.

A Month in the Life of the Fight Against Cybercrime

David Emm | Posted 09.05.2015 | UK Tech
David Emm

Once inside the system, hackers are able to move around the system until they find their points of interest - staff and processes that allow them to extract money from the infected system. The worrying thing is that this attack is still active.

How Can Billionaires Be a Force for Good?

John Low | Posted 05.05.2015 | UK
John Low

In London alone you can walk through Coram's Fields, or shop at Columbia Road flower market, borrow a book from a library paid for by Carnegie, or study at the Cass Business School - all fruits of wealthy individuals moved to make a difference.

The Road to Identity 3.0: From Microsoft Passport to the Internet of Things

Patrick Salyer | Posted 04.05.2015 | UK Tech
Patrick Salyer

The proliferation of connected devices, from connected cars to toothbrushes, has led to a new ecosystem of gadgets that must be able to communicate with each other in order to work and create personalised user experiences effectively.

Why Our Heart Is Still on the High Street

Graeme Yorston | Posted 27.04.2015 | UK
Graeme Yorston

Between January and September 2014, town centres across the UK saw 964 shop closures - two-and-a-half times the amount recorded for the whole of 2013, according to a study by accountancy firm PwC. This has led many to question what it is that consumers actually want, and how financial institutions such as ours can tailor their offering accordingly.

Why Do We Break Our Backs to Survive in London?

Thom James | Posted 25.04.2015 | UK Lifestyle
Thom James

As city natives, we're used to an unhealthy mix of stress and mundanity on a daily basis. We've built an immunity to happiness: but this is probably due to the fact we've realised the lengths we have to go to to pay our monthly rent, which must be paid on top of bills, on top of living costs: food, water, transport.

Should the HSBC Scandal Spell the End For Trickle Down Economics?

Michael Osiyale | Posted 25.04.2015 | UK Politics
Michael Osiyale

Unless our governments begin to pursue methods of wealth redistribution that work in the 21st century, we will continue down a path where the vital economic contributors at the bottom and middle of the ladder are squeezed out of the economy, as our wages continue to be eroded and our debts continue to balloon.

Code Halos: The Key to Improving Banks' Net Promoter Score

Tony Virdi | Posted 19.04.2015 | UK Tech
Tony Virdi

Consumer behaviour has been altered significantly by the rise of social media and mobile technology. Today's banking customers are always connected, always online and heavily influenced by social recommendations and word of mouth.

Concerning the Introduction of Flat Tax

Lewis Worrow | Posted 05.04.2015 | UK Politics
Lewis Worrow

The revaluation of a flat tax rate should be considered and implemented upon consideration of how the implementation's effects would benefit the UK, with the inconveniences of the system being amendable within a time frame of five to ten years.

Banks are Following Customers Away from the 9 to 5

Tony Virdi | Posted 31.03.2015 | UK Tech
Tony Virdi

As all banks continue to navigate through today's digital era and innovate to keep up with customer demands, robust security remains vital in order to meet the industry's strict compliance guidelines and retain the confidence of their customers.

International Students Need a Financial Safety Net

Shreya Paudel | Posted 24.03.2015 | UK Universities & Education
Shreya Paudel

We need all political parties to look at the mandatory financial protection scheme as a matter of moral responsibility to protect international students in the UK, who do not have any safety net to fall into in case of any organisational failure of their institution or conflict in their home country.

Richest 1% to Earn more than Other 99%

Jack Kershaw | Posted 23.03.2015 | UK
Jack Kershaw

But does this mean for those of us who, may not be in the top 1%, but have certainly earned our fair share of wealth?