UK Savings

Be Informed About Your Mortgage to Future-proof Your Finances

Graeme Yorston | Posted 11.02.2015 | UK
Graeme Yorston

With a Bank of England rate rise expected late next year or early in 2016, now is an opportune time to get informed about the finer details of your mortgage. Once you've got your head around it, you will be well-placed to get yourself through the interest rate rise without too much impact, and potentially with more money to put aside for the things you love.

Got A Pay Rise? This Minister Really Does Not Want You To Enjoy It (Yet)

The Huffington Post/PA | Posted 08.08.2014 | UK Politics

Workers should consider ploughing their pay rises into their pension savings as the government estimates that nearly 12 million people are still not p...

Defusing an 'Affordability Timebomb'

Graeme Yorston | Posted 19.08.2014 | UK
Graeme Yorston

Perhaps one of the most positive outcomes of the recent economic crisis was the message that consumers would benefit from saving more and borrowing more responsibly. So accessible were interest free loans, 105% mortgages and credit accounts that consumers came to believe they could afford anything, irrespective of their financial circumstances.

Why Is The Coalition Planning To Tell You When They Think You'll Die?

The Huffington Post UK | Asa Bennett | Posted 17.04.2014 | UK Politics

Pensioners could get a government estimate of when they might die in a move to help them better manage their savings, ministers have suggested. Pe...

UK Banking System Gambles With Brits' Livelihood

Alex Letts | Posted 18.05.2014 | UK
Alex Letts

Coinciding with an unforgettable week of racing at Cheltenham, Britain's gambling industry has had some rather less sunny headlines. Recent figures from the Campaign for Fairer Gambling revealed that, across the 55 most deprived boroughs in the country, more than £1.3bn was gambled on fixed-odds betting terminals last year, £470m of which was lost...

'You're A Mug To Save'

The Huffington Post/PA | Posted 05.03.2014 | UK

The Bank of England's five-year policy of rock bottom interest rates has sent out the message that "you're a mug to save", experts have said. But w...

Britons Need Saving From Our Savings Crisis

Alex Letts | Posted 31.03.2014 | UK
Alex Letts

Britain is in the throes of a personal finance crisis. Dramatic figures out recently revealed that personal debt totals £1.43trillion and the average household debt is almost twice as high as a decade ago at £54,000. To some this would come as a surprise, but to many it is confirmation that they are not alone in their struggle.

Britain's Savings Go to Holidays, Not Houses Study Says

Judith Lewis | Posted 02.02.2014 | UK Lifestyle
Judith Lewis

We save for retirement, we work hard to try and live frugally and we are careful so I was surprised to see that most Brits save for a holiday and not things like a repair fund (speaks the voice of experience).

Why Saving Is Not a Luxury

Pauline Ngari | Posted 23.01.2014 | UK
Pauline Ngari

If you are poor, living at the margins of society and excluded from financial institutions, can you really save? Do you have any 'spare' money? And if you do, can you save enough to make a difference? We often assume the answer is 'No', but I speak from personal experience when I say that the answer to these questions is emphatically 'Yes'.

Caroline Frost

Clarke's Fears For 'A Fortnight's Savings' If Mortgage Rates Rise | Caroline Frost | Posted 07.08.2013 | UK Politics

The country isn't prepared for a rise in interest rates, as most people have only "two weeks' savings" to rely on before they are plunged into financi...

Spend Less, Save More and Be Happy by Setting and Achieving Financial Goals

Alex J. Campbell | Posted 05.10.2013 | UK Lifestyle
Alex J. Campbell

The current 'see it, buy it' credit card culture has meant that for many people financial goals no longer exist. However, many major financial commitments such as buying a property, saving for retirement or investing in your business can't be paid for by credit card and take real planning and dedication to save for.

The Art of Investing

Anne Somers | Posted 30.09.2013 | UK
Anne Somers

Contemporary art and jewellery are more often seen as investment markets. The rewards here can be greater - sometimes far greater - but they can be more volatile disciplines pricewise, so the risks are also enhanced.

This Week's Student Discounts

The Huffington Post UK | Posted 24.07.2013 | UK Universities & Education

This week's student discounts from, exclusive to HuffPost UK Students: £20 Converse Every student's favourite shoes - now f...

Margaret Thatcher: Friend of Gold, Not Gold Bugs

Adrian Ash | Posted 09.06.2013 | UK Politics
Adrian Ash

Whatever your view of Margaret Thatcher and her legacy, she was a sure friend of gold. Long before she abolished exchange controls in 1979, she had barked against the Gold Coins Order of 1966 in Parliament, calling it "the final indignity" of the then-Labour government's economic mismanagement.

Want 80% Off Topshop?

The Huffington Post UK | Posted 26.03.2013 | UK Universities & Education

Here are this week's student offers from StudentBeans, exclusive to HuffPost UK Students: Up to 80% off Topshop Get a new outfit without bre...

Bad News If You've Got Money In Cypriot Banks

The Huffington Post UK | Tom Moseley | Posted 16.03.2013 | UK

Ordinary people's savings accounts have been raided to cover the costs of a Eurozone bailout for the first time. The brutal £8.7 billion package t...

Vince Cable's RBS Plan: If You See Sid, Con Him

Adrian Ash | Posted 23.04.2013 | UK Politics
Adrian Ash

You remember Sid, right? Back when what then passed for the commanding heights were being privatised in the late 1980s, ad agency BMP got taxpayers' money to convince taxpayers to buy shares in the taxpayer-owned British Gas. No doubt Vince Cable is already taking pitches today from Soho ad agencies wanting to help him giveaway shares in the taxpayer-owned Royal Bank of Scotland.

Gender Pay Gap Highest For Over-50s

PA | Posted 20.02.2013 | UK Lifestyle

The biggest gender pay gap hits women in their 50s, who earn almost a fifth less than men of the same age, according to new research. A study by th...

Stop Fiddling With Pensions and Encourage People To Save Instead!

Alex J. Campbell | Posted 03.04.2013 | UK Politics
Alex J. Campbell

We need to encourage retirement planning, rather than using pensions as a political football.

351 Days Until Christmas

Vivi Friedgut | Posted 08.03.2013 | UK Lifestyle
Vivi Friedgut

According to Which magazine, almost 50% of Brits funded Christmas 2012 with credit. Be it a credit card, or payday loans, which almost a million families used, there will be millions of people for whom Christmas 2012 is a 2013 problem.

'Families Are Feeling The Pain'

The Huffington Post UK | Posted 13.12.2012 | UK Politics

Britain has slipped two places to sixth in a European "standard of living" rankings, according to new research. Eurostat and the Office for Nationa...

Women Better At Saving Then Men

PA | Posted 24.11.2012 | UK

Women are putting around double the proportion of their earnings away in savings compared with men, research has found. Female savers typically hav...

What Can the Banks do to Make Us Love Them?

Steve McKevitt | Posted 12.11.2012 | UK
Steve McKevitt

Today it was Customer Service Day at my branch of Bank of Scotland. I know this because my visit - or if you will, 'customer experience' - was out of the ordinary. In fact, I'd go as far as to say that not only was it different to the other 300 or so visits I've made, but it was also the singular occasion when it was different in any respect at all.

DealDash - Turning Shopping Into a Game

Laila Escartín-Sorjonen | Posted 14.08.2012 | UK Tech
Laila Escartín-Sorjonen

There are so many places for shopping today. Little shops downtown, huge stores in the outskirts, glossy malls, flee-markets in the old city centres and in out of use stables out in the countryside. Woo, a choice for all tastes! And then there is the Internet with its regular virtual shops and its more exciting penny auctions.

Am I Slowing Down or is the World Moving Faster?

Keith Evins | Posted 25.04.2012 | UK
Read More: Savings, UK News
Keith Evins

At 45 I've worked for more years than I have left before I retire.Scary. A lot changes as birthdays pass, but thoughts of retirement surprised me when they started firing on my synapses - surely I'm too young for that.