UK Savings

Debunking Those Myths About Saving Money

Shihab S Joi | Posted 23.08.2016 | UK
Shihab S Joi

Spoiler alert: the best way to save money is by not spending it. Which, in terms of advice, is about as practical as pointing out you'll lose weight if you starve. So what about all the other money saving bargains we keep reading about and, spot the irony here, sold on a regular basis?

The Psychology of Saving - Could 'Paying Yourself First' Help?

Dr Thomas Webb | Posted 25.07.2016 | UK Lifestyle
Dr Thomas Webb

The idea of paying yourself first essentially flips saving on its head - rather than saving what is left (or more likely not left) at the end of the month, saving takes priority and people are encouraged to consider the amount that it might be possible to save at the start of the month.

Future Proof Your Teens: Money Lessons They Need to Know

The Huffington Post | Phillip Othen | Posted 14.07.2016 | UK Lifestyle

If you simply say ‘money doesn’t grow on trees’ to your teens, chances are they’ll either literally or metaphorically put their fingers in the...

What Your Childhood Toys Could Now Be Worth

Written by Ruth D'Alessandro | Phillip Othen | Posted 14.07.2016 | UK Lifestyle

Holding a tea party for all your My Little Ponies, forgetting to feed your Tamagotchi, being the first in class to get a Game Boy... You’ve probably...

Mediation or Solicitors? Which Is the Best for a Fast, Cost-Effective Divorce?

Mary Banham-Hall | Posted 23.06.2016 | UK
Mary Banham-Hall

If you are thinking about a divorce, your head will be full of worries about the future. Will you be able to afford two households? Who gets what? And how on earth do you "share the children"? The last thing you want is uncertainty about the divorce procedure. Do you instruct a solicitor or do you come to a mediator? Here is a brief overview of the best possible use of both since the two approaches complement each other.

Ten Ways To Cut Your Monthly Expenses

The Huffington Post | Phillip Othen | Posted 06.07.2016 | UK Lifestyle

Running out of money before running out of month is a massive pain point. Wouldn’t it be fantastic to have a wedge of cash left at the end to spend,...

Take Control Of Your Money In Four Easy Steps

The Huffington Post | Phillip Othen | Posted 06.07.2016 | UK Lifestyle

Whether it's buying posh lattes on the way to work, weekly massages or unnecessary gadget upgrades, we all like to spoil ourselves. But what if giving...

The Bigger Your Savings, The Dreamier The House

The Huffington Post UK | Shihab S Joi | Posted 13.05.2016 | UK Lifestyle

It’s payday. Time to splash out, you owe it to yourself after the week you’ve had eking out the last paycheque. If this sounds familiar, you’re ...

Does the Personal Savings Allowance Mean That Cash ISAs Are Dead?

Sarah Willingham | Posted 09.05.2016 | UK
Sarah Willingham

I have spent a large part of my life teaching people how to save and how to make the most of their money. However, it is becoming increasingly diffic...

George Osborne Considering Creating 'Lifetime ISA' In Budget

The Huffington Post UK | Owen Bennett | Posted 14.03.2016 | UK Politics

A radical plan to encourage young people to begin saving for their retirement is being considered by Chancellor George Osborne for next week’s Budge...

Expert Tips & Ideas To Get Those Piggy Banks Bursting

The Huffington Post UK | Jennifer Barton | Posted 26.01.2016 | UK Parents

Most parents will agree that there's no more important lesson than equipping their children with financial savvy for the future. In fact, it's why som...

Why I Decided to Spend My Life Savings on Travelling

Rosie Duffield | Posted 08.01.2016 | UK Lifestyle
Rosie Duffield

As I thought back to the last few days I'd had in Spain, I realised one thing: I didn't want to go back to the UK. I could feel the heat rising up my body and my palms were becoming clammy. What was it that was making my pulse race so much? The thought of returning to work? The weather? The lack of adventure ahead?

A Step-By-Step Approach To Budgeting For Beginners

The Huffington Post UK | Sarah Coles | Posted 10.12.2015 | UK Lifestyle

There are all sorts of reasons why people don't get around to drawing up a budget: some decide that life is too unpredictable to be reduced to regular...

These 15 Simple Money-Saving Steps Will Make You £5K Richer This Year...

The Huffington Post UK | Sarah Coles | Posted 10.12.2015 | UK Lifestyle

New Year's Resolutions are for beginners. We can all promise ourselves we will try a bit harder to spend a bit less, and feel smug that we've managed ...

Five Easy Ways to Start Saving Money

Lily Bissett | Posted 29.05.2016 | UK
Lily Bissett

Want to save? The answer's pretty simple: spend less.

Be Informed About Your Mortgage to Future-proof Your Finances

Graeme Yorston | Posted 11.02.2015 | UK
Graeme Yorston

With a Bank of England rate rise expected late next year or early in 2016, now is an opportune time to get informed about the finer details of your mortgage. Once you've got your head around it, you will be well-placed to get yourself through the interest rate rise without too much impact, and potentially with more money to put aside for the things you love.

Got A Pay Rise? This Minister Really Does Not Want You To Enjoy It (Yet)

The Huffington Post/PA | Posted 08.08.2014 | UK Politics

Workers should consider ploughing their pay rises into their pension savings as the government estimates that nearly 12 million people are still not p...

Defusing an 'Affordability Timebomb'

Graeme Yorston | Posted 19.08.2014 | UK
Graeme Yorston

Perhaps one of the most positive outcomes of the recent economic crisis was the message that consumers would benefit from saving more and borrowing more responsibly. So accessible were interest free loans, 105% mortgages and credit accounts that consumers came to believe they could afford anything, irrespective of their financial circumstances.

Why Is The Coalition Planning To Tell You When They Think You'll Die?

The Huffington Post UK | Asa Bennett | Posted 17.04.2014 | UK Politics

Pensioners could get a government estimate of when they might die in a move to help them better manage their savings, ministers have suggested. Pe...

UK Banking System Gambles With Brits' Livelihood

Alex Letts | Posted 18.05.2014 | UK
Alex Letts

Coinciding with an unforgettable week of racing at Cheltenham, Britain's gambling industry has had some rather less sunny headlines. Recent figures from the Campaign for Fairer Gambling revealed that, across the 55 most deprived boroughs in the country, more than £1.3bn was gambled on fixed-odds betting terminals last year, £470m of which was lost...

'You're A Mug To Save'

The Huffington Post/PA | Posted 05.03.2014 | UK

The Bank of England's five-year policy of rock bottom interest rates has sent out the message that "you're a mug to save", experts have said. But w...

Britons Need Saving From Our Savings Crisis

Alex Letts | Posted 31.03.2014 | UK
Alex Letts

Britain is in the throes of a personal finance crisis. Dramatic figures out recently revealed that personal debt totals £1.43trillion and the average household debt is almost twice as high as a decade ago at £54,000. To some this would come as a surprise, but to many it is confirmation that they are not alone in their struggle.

Britain's Savings Go to Holidays, Not Houses Study Says

Judith Lewis | Posted 02.02.2014 | UK Lifestyle
Judith Lewis

We save for retirement, we work hard to try and live frugally and we are careful so I was surprised to see that most Brits save for a holiday and not things like a repair fund (speaks the voice of experience).

Why Saving Is Not a Luxury

Pauline Ngari | Posted 23.01.2014 | UK
Pauline Ngari

If you are poor, living at the margins of society and excluded from financial institutions, can you really save? Do you have any 'spare' money? And if you do, can you save enough to make a difference? We often assume the answer is 'No', but I speak from personal experience when I say that the answer to these questions is emphatically 'Yes'.

Caroline Frost

Clarke's Fears For 'A Fortnight's Savings' If Mortgage Rates Rise

HuffingtonPost.com | Caroline Frost | Posted 07.08.2013 | UK Politics

The country isn't prepared for a rise in interest rates, as most people have only "two weeks' savings" to rely on before they are plunged into financi...