New registration plates came out last month and I have already seen a fair few 16 plates tearing around the Oxfordshire countryside. However, I am not convinced that driving a brand new shiny car off the forecourt is really the best option for the savvy buyer and there are actually lots of bargains to be had buying a car second hand but it can be daunting as you are dealing with a lot of money and you have to trust the person you are buying it from.
Debt is a serious problem. It is not just a problem for those unfortunate enough to be struggling with financial difficulties, but for all of us - debt costs society £8.3billion. These costs come in the form of additional health care costs, increased welfare spending, and reduced workplace productivity.
Our major survey of British family finances finds that 15 million people are already showing signs of financial difficulty, 13million wouldn't have the savings to keep up with their essentials bills for a month if their income dropped by a quarter, and 16million would consider using unsecured credit to keep up with essentials.
Help to Buy is bringing homeownership to within touching distance for thousands of younger buyers earlier than they may have thought possible. But it's important to remember that the deposit is just part of the equation and consideration must be given to how much you can afford to borrow - and crucially repay in the years to come.
The current 'see it, buy it' credit card culture has meant that for many people financial goals no longer exist. However, many major financial commitments such as buying a property, saving for retirement or investing in your business can't be paid for by credit card and take real planning and dedication to save for.
Cyber crime is growing. In 2011, Trustwave, the cyber security firm, performed 42% more investigations into suspected data breaches than in 2010 - largely due to a jump in sophisticated hack attacks on companies' computer systems. That is why it is so important for businesses to be aware of the risks they face online and how they can protect themselves.
A furious war of words has broken out between the Taxpayer’s Alliance and the government over claims that members of the British Council have wasted...