In the working population, the word retirement generally conjures up wistful thoughts of long lie-ins, lazy days, unlimited opportunities to pursue hobbies and the chance to finally get around to doing all of the things that you've never quite had time for. Is that really the reality of retirement though, and what can my 30-something generation expect in later life?
Like an ever-increasing number of people, we have a growing interest in our families' origins. But also because, as journalists, we can't help but be aware that migration is one of the biggest challenges facing the world we live in. So it's only natural that as the son and grandson of immigrants, we're irresistibly tempted to use our own families' pasts as a way of examining the present and the future.
In my last article, I identified a new young generation, the SAFFYs: Serious, Active, Forward-Facing Youth. They're very different to the "typical teen" parodied by Kevin the Teenager. Less frivolous, hedonistic, lazy and 'devil may care'. More anxious and responsible about the future, and more respectful of the past.
What has changed most for you in the last 20 years? Chances are, it's to do with family: maybe you have started one, or you are caring for one. Maybe you have gained new family members or you have suffered a loss? It's possible you are in a blended family situation, a single parent one, or your family has a dual income.
Having received a card from the middle-aged couple a few doors along, next week we're having a little soiree for the neighbours - all except Dead Bob Willis and his invisible wife, obviously. As I drive home from Homebase with a boot full of planks singing along to "Rebel Rebel" it somehow feels Christmassy and normal.