22/05/2012 12:07 BST | Updated 22/05/2015 10:12 BST

Boy, 5, Loses £50,000 On Spread-Betting Site

Child on computer PA

Ever left your computer on to find little hands clicking away when your back was turned?

Spare a thought for Colin Cochrane, who accidentally left his computer on at his girlfriend's house, only for her five-year-son to lose £50,000 from his spread-betting account!

But luckily for Colin, a judge has ruled the terms and conditions from Spreadex - the spread-betting website Colin was using - were an 'unfair contract', meaning Colin is not liable for the losses he didn't make, reports Metro.

Colin claims the £50,000 loses in trades in oil, gold and silver were racked up by his girlfriend's five-year-old son. Deputy judge David Donaldson said it would have been 'close to a miracle' if Colin had even read the relevant clause regarding trades not authorised, as the 49 page terms and conditionss were so lenghty.

Commenting, the judge said the company's lengthy terms and conditions were "entirely inadequate to seek to make the customer liable for any potential trades he did not authorise."

Colin had been using Spreadex since October 2010. He claims he was away visiting a friend for two days when his girlfriend's son played on his computer and used his account.

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