Student Finance: Manage Your Budget In The New Year (TIPS)

Managing Your Finances In Five Easy Steps
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New year, new resolutions right?

And we're betting one of them is getting your finances in line? If we're bang on the money (sorry), read on..

Managing your finances in 5 steps
Calculate your outgoings(01 of05)
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Then calculate your outgoings(02 of05)
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(credit:PA)
And you're left with what you can spend..(03 of05)
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(credit:PA)
Make sure to get home insurance(04 of05)
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So you don't have to pay out huge, unnecessary sums if you get burgled (fingers crossed you aren't!) (credit:PA)
Budget tools(05 of05)
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Download a budget tool app to help keep track of your costs and potential savings. A good idea is to check your bank to see if they have one. (credit:altrendo images via Getty Images)