UK Credit

Failed Romances Can Cost More Than a Broken Heart

James Jones | Posted 21.05.2014 | UK Lifestyle
James Jones

One in eight people say they have been impacted by a current or former partners' bad credit rating, while a further 5% have admitted that they have had a negative impact on their partners' credit worthiness.

How to Handle a Data Dispute

James Jones | Posted 21.04.2014 | UK Tech
James Jones

We always actively encourage people to review their credit report. Doing so means you are in a good position to have a complete picture of your credit commitments and can help you present yourself in the best possible light to lenders.

Can Payday Loans Affect Your Mortgage Chances?

James Jones | Posted 13.04.2014 | UK
James Jones

I think it's safe to say that most people have heard of payday loans, what with the countless adverts for them on TV these days. A lot of people have heard of them, a lot of people use them, but how many people actually know about their effects on credit ratings?

Many Help to Buy Hopefuls Are Ill-Prepared for the Scheme

James Jones | Posted 01.04.2014 | UK Politics
James Jones

Help to Buy is bringing homeownership to within touching distance for thousands of younger buyers earlier than they may have thought possible. But it's important to remember that the deposit is just part of the equation and consideration must be given to how much you can afford to borrow - and crucially repay in the years to come.

Why 2014 Is the Year to Make Your Dreams Come True

James Jones | Posted 24.03.2014 | UK
James Jones

We are now fully ensconced in January, with the celebrations of Christmas a seemingly distant memory. It can always be tempting to wish it was still the festive season, but I wanted to move away from this and instead look at what will make 2014 a great year.

Nationalising Wonga

Ben G. Jones | Posted 20.03.2014 | UK Universities & Education
Ben G. Jones

If ever there is a company representing the most abhorrent and vile aspects of modern Britain, Wonga is surely it. Today, I make the case for taking the fight to payday loans companies which represent the financial sector at its very worst. The time has come, I argue, for a state-run alternative to Wonga.

Has Debt Become the Norm in Britain?

Megan Hughes | Posted 25.01.2014 | UK Universities & Education
Megan Hughes

In a time of economic crisis, it is understandable that many families hit by financial hardships build up sometimes crushing levels of debt. This is often the only option for single-parents or low-earners, particularly those without strong familial ties to their own parents and relatives...

Asa Bennett

Osborne Backs Payday Loans Cap... After He And The Tories Opposed It

HuffingtonPost.com | Asa Bennett | Posted 25.11.2013 | UK Politics

George Osborne has surprised critics by unveiling plans to cap the total cost of payday loans to save vulnerable consumers from the 'legal extortion' ...

Money - There's Too Much Of It About

Nick Abbot | Posted 23.01.2014 | UK Politics
Nick Abbot

In short, if economic experts actually knew what they were talking about, some of them might agree with each other. As they don't, let's assume they don't.

More Than A Million Students Financially Unprepared For University

The Huffington Post UK | Lucy Sherriff | Posted 02.10.2013 | UK Universities & Education

One and a half million students feel financially unprepared for university, with a third of students overspending every few months, research has revea...

Like it or Not, Payday Lenders Are Here to Stay - They Must be Better Regulated.

Ann McKechin | Posted 03.11.2013 | UK Politics
Ann McKechin

This Friday, the High Cost Credit Bill returns to the House of Commons to resume its Second reading debate, following a Backbench Business debate on the same issue this Thursday. Unfortunately, due to the lack of Government support, there is a real risk that it will not be granted sufficient time for debate in this current parliamentary session.

The 12 Most Awesome Race Tracks On The Planet

Sean Dominey | Posted 04.06.2013 | UK Sport
Sean Dominey

There are no two ways about it - racing tracks are cool. Even when there are no cars on them, just looking at the chicanes and the straights brings home the smell of burning rubber and the excitement that goes with it.

Screw Fair - Let's Treat Small Businesses Unfairly

Vivi Friedgut | Posted 23.04.2013 | UK
Vivi Friedgut

Chuka Umunna recently set a new year's resolution to not use the phrase 'SMEs' and accurately made the point that not all small businesses are the same so lumping them into a homogenous pile is wrong.

What UK Small Businesses Can Learn From a Third World Finance System

Tomer Guriel | Posted 05.03.2013 | UK
Tomer Guriel

So what can a finance system whose roots lie in third world economic development do to help stem the tide of further business failures in a developed country like the UK? A lot I would argue.

Better Best Forgotten?

Owen Roberts | Posted 18.12.2012 | UK Lifestyle
Owen Roberts

Your credit report is all about you, not your address, not your family members, not even your pets, just you. If someone who lived at your address before didn't pay their bills this won't turn up on your credit file, it will turn up on theirs. So that's one less thing to worry about.

When Things Go Wrong..

Owen Roberts | Posted 09.10.2012 | UK
Owen Roberts

Being in the public eye is a tricky thing, very few people remember the things you get right and everyone will remember the things you get wrong.

Banks Win Again; SMEs are Fighting a Losing Battle for Better Services

Nasir Zubairi | Posted 14.09.2012 | UK Politics
Nasir Zubairi

The Bank of England and HM Treasury officially launched the "Funding for Lending Scheme" (FLS) on Friday 13 July (read the announcement and details here), yet another covert operation to shore up the banks under the disguise of helping small businesses and households to access cheaper credit and thus stimulate the economy.

Pre-Budget Warning For Osborne

PA/Huffington Post UK | Posted 14.05.2012 | UK Politics

Chancellor George Osborne was issued a pre-Budget warning by an influential credit rating agency as it issued a "negative" outlook on the prospects of...

Fitch Downgrades UK Economic Outlook To 'Negative'

PA/Huffington Post UK | Posted 14.05.2012 | UK Politics

Britain's triple-A credit rating is increasingly at risk, a leading agency indicated today as it downgraded the economy's outlook from stable to negat...

Is the Mainstream Media Playing an Adequate Role in Informing us on Financial Responsibility?

Jack Peters | Posted 28.01.2012 | UK Lifestyle
Jack Peters

What should I be doing to prepare and reduce the effects of the recession? When I go to the coffee shop should I downgrade from a vente to a grande? Should I abandon the coffee shop altogether as an excessive pleasure and drink granulated coffee at home?

Moody's Downgrades Spain's Credit Rating On 'Negative Outlook'

Huffington Post UK | Michael Rundle | Posted 18.12.2011 | UK

Spanish government bonds have been downgraded by the credit rating agency Moody's. Spain's credit rating was cut to A1 from Aa2 and carries a negat...

Jobs Divide 'Hits Homeowners In Britain's North'

PA | Posted 15.10.2011 | UK

PRESS ASSOCIATION -- A rise in mortgage arrears and negative equity in the north of Britain have been blamed on the UK's growing north-south jobs divi...