In the halfway-house between the old world and a safer, self-driving future, telematics technology is having a particularly notable impact of the way we drive. In Octo's case, dynamic machine learning algorithms supported by the world's largest insurance telematics database are revolutionising not only the economics, but also the behavioural science of driving.
Unless you've been living under a rock for the past decade, you'll have witnessed proof that digitisation has taken over our lives. With there now being more internet-connected devices than humans on earth and even fridges and kettles being connected, it's sadly inevitable that malicious organisations will attempt to access our data.
It is obvious, we clearly can't go on without resolving this issue; even if it doesn't affect us today, it soon will. Here's where data analysis can play a really important role - and help in the way it helps us in our working and personal lives - to give insights into what exactly is happening so that we can improve the situation.
The Safe Harbour decision was adopted by the European Commission on 26 July 2000. It recognised that US companies could ensure an "adequate level of protection" for data transferred from the European Community to the US by self-certifying to adherence to Safe Harbour Privacy Principles issued by the US Department of Commerce.
The phrase "Cities of the Future" conjures up so many different images, from the utopia of The Jetsons to the dystopia of Judge Dredd. But one thing that most agree on is the connected nature of our cities, with every aspect of life being connected to the internet, machines communicating with machines and with us.
Using all this data brings a myriad of implications, not least the increasing atomisation of voters by political parties. We have already briefly explored this. What I didn't mention was how Obama's operation would send door knockers to specific doors as the data they gathered told them how many people in a given street they needed to convince.
There's no doubt that wearable technologies have the power to enrich our lives and transform the way we interact digitally. With continuous development and gaining market penetration, the future undoubtedly looks bright for wearable devices. However, while devices are getting smarter, it does not necessarily mean they are secure.
Blindly investing time and money into adopting these new technologies can be just as risky as not investing in them at all. There's no one-size-fits-all model, and charities should not be making these difficult decisions in the dark. So how can charities know which changes to make to ensure digital fundraising success for their organisations?
Communications data includes data about who people communicate with, how and when they do so, how long conversations last. However, the new proposals are likely to go further than previous attempts, by requiring compilation and retention of web-logs and browser histories and, crucially, by forcing decryption of encrypted communications.