Perhaps one of the most positive outcomes of the recent economic crisis was the message that consumers would benefit from saving more and borrowing more responsibly. So accessible were interest free loans, 105% mortgages and credit accounts that consumers came to believe they could afford anything, irrespective of their financial circumstances.
Whenever my income falls a bit short, I get a loan or, more often, a grant from The Bank of Gary - aka my husband. This provides a financial safety net, but it is contrary to the advice many wise mothers give to their daughters: have your own money and don't rely on a man. Should women be especially cautious about relying financially on their partners?