You struggle, scrimp and save, and battle against all the odds to somehow obtain that illusive dream of homeownership...your very own piece of Britain. But as a nation we are under siege, surrounded by an invading army waiting to steal away that which we worked so hard to achieve. This grim hoard hails from the land of HMRC and its army is inheritance tax...
While the figures suggest that some people might be surprised by their parents' financial generosity, this comes with a warning: you cannot predict what may happen between now and receiving an inheritance. The earlier you start preparing, the more financially secure your own retirement is likely to be.
I'm getting sick of this 'something for nothing' attitude that MPs seem to have regarding social security. They complain about giving Jobseeker's Allowance to people who haven't spent many years in employment, and forget that to have spent many years in employment one also has to have lived many years since leaving education.
The only way to ensure that your wishes are adhered to - whether you're married or not - is by having a will. It might not surprise anyone that I firmly recommend them but the countless difficulties experienced in cases on which I have advised where no will was present, make all too clear how the time spent putting in place a clear plan for your assets, is very well spent providing peace of mind for you and your family.
The issue of whether girls are entitled to inherit - be it the throne, a title, or a whacking great pile somewhere in the heart of Berkshire floggable to passing film crews - isn't one that'll affect most of us on a personal level. And yet I still find it shocking that it's taken until 2011 for it to come up as a parliamentary issue.