Personal Finance

Is Self-Employment Becoming The New 'Nine To Five'?

Jackie Leiper | Posted 16.02.2017 | UK Lifestyle
Jackie Leiper

With the flexibility of choosing your own hours, it's easy to see the attraction. But new insights from Scottish Widows' think tank, the Centre for the Modern Family, show it may be having a negative impact on family life in the UK.

How We Survived Financial Crisis. Just

Clemmie Telford | Posted 08.02.2017 | UK Lifestyle
Clemmie Telford

2016 was a shitty year. The universal reasons hardly need mentioning: politics going tits up. The loss of so many amazing creatives. And of course Bake Off. But for my family and I we also went through a proper deep dark financial crisis.

Why Millennials Are Actually Brilliant At Saving Money

Jen Barton | Posted 18.01.2017 | UK Lifestyle

Millennials get a bad rap and are sometimes thought of as irresponsible – especially when it comes to money. So it may come as a surprise that despi...

Science Tries To Explain Why It’s So Hard To Save Money

The Huffington Post | Jackie Gallego | Posted 18.01.2017 | UK Lifestyle

There’s good news and bad news in recent statistics on saving for retirement. The good news is that retirement saving in the UK has reached the high...

Taking Control Of Finance - Five Resolutions For 2017

Kerim Derhalli | Posted 23.12.2016 | UK Lifestyle
Kerim Derhalli

Making your way through the initial stages of a career or taking first steps onto the housing ladder can be tricky, so what can you do to make life a bit easier in 2017? Here are five areas that could help you take control of your finances and make your money work harder for you.

Financial Education: Lessons For The Next Generation

Alison Pask | Posted 22.12.2016 | UK
Alison Pask

After Halloween and Bonfire Night, there is a familiar cycle to the end of the year. Television adverts begin to start trailing their latest Christmas...

Social Supermarkets And Foodbanks - Tackling Hunger And Poverty Together

David McAuley | Posted 27.09.2016 | UK
David McAuley

We still have a long way to go to make sure the benefits system is as fair as it should be for people in poverty in the UK. By partnering with organisations like Community Shop, we hope to do more to break social isolation and help people with the dignity they deserve, to try and make sure they never need to use the foodbank again.

Your Time Is Your Money

Melanie Eusebe | Posted 23.08.2016 | UK
Melanie Eusebe

It has become even more apparent to me that my time is my money, and that our sense of identity is tightly linked to our concept of money and the value we place on our time and ourselves. If I spend so much time and energy making money, surely I should spend a significant amount of time managing my money?

Brexit and Your Savings: What It Means for You

Hannah Maundrell | Posted 08.08.2016 | UK
Hannah Maundrell

What does Brexit mean for savings rates? Savings rates were already depressed before we voted to leave the EU. I'm sorry to be the bearer of bad news...

There Will Be Three Types of Retail Bank in the Future - Will Today's Giants Be Among Them?

Glyn Britton | Posted 28.07.2016 | UK
Glyn Britton

Five years into the 'fintech' revolution, several things are becoming clear. Firstly, it's not really about technology, it's about customer centricit...

How to Choose the Best Student Bank Account

Hannah Maundrell | Posted 28.07.2016 | UK Universities & Education
Hannah Maundrell

Banks will do everything they can to entice you into taking out a student account with them. They'll offer of railcards, gift vouchers and even cold hard cash to win you over. It might seem tempting but you should weigh up whether or not those things will save you more money in the long run vs a better overdraft deal.

How to Invest for Uncertainty - The Buck Does Not Stop at Brexit

Thomas Church | Posted 01.07.2016 | UK
Thomas Church

The buck does not stop at Brexit. Attention has been focused on ourselves as of late but Brexit is not the only trouble in Europe. You may have miss...

Putting Our Money on Proof of Stake

Dan Andersson | Posted 01.07.2016 | UK Tech
Dan Andersson

Principally, digital currencies have been perceived by the wider world as the domain of the technically minded; reserved only for those with an in depth understanding of ledgers, cryptography and with access to the vast amount of computer power supposedly needed for the mining process.

How to Invest Post-Brexit

Thomas Church | Posted 27.06.2016 | UK
Thomas Church

Brexit is real. What should you do with your money now? Before the EU referendum I wrote How To Invest for Brexit. Let's look at how those prediction...

Fathers in Modern Britain: Thriving or Surviving?

Dave Dranfield | Posted 17.06.2016 | UK Parents
Dave Dranfield

Financially we're okay from one month to the next. Except there's a list of things that need doing to the house as long as your arm. One by one we'll sort them out. When we do however, two more things appear on the list. Then there are the unexpected big expenses - for example three weeks before Christmas when the fridge freezer broke.

How to Live the Life of a Premiership Footballer

Chris Smith | Posted 13.06.2016 | UK Sport
Chris Smith

It's difficult being a football fan. Spending your life scowling at the pitch, or the TV in the corner of a pub, hollering intelligible advice at 19 y...

The Ultimate Festival Survival Guide

Hannah Maundrell | Posted 27.05.2016 | UK Entertainment
Hannah Maundrell

The festival season is well and truly upon us. Radio One's Big Weekend kicks off proceedings this weekend with the Isle of Wight Festival and Download hot on its heels. The mother ship of festivals, Glastonbury, is also a little under 4 weeks away.

Cancer Destroyed My Health and My Bank Balance

Devry Souayed | Posted 10.05.2016 | UK Lifestyle
Devry Souayed

New research from Macmillan Cancer Support shows that the average British family cannot afford cancer. That was certainly true in my case. I had to make some impossible decisions simply just to keep a roof over our heads.

Five Reasons to Join a Mastermind Group

Chris Paradox | Posted 11.04.2016 | UK Lifestyle
Chris Paradox

The people who you surround yourself with are the biggest influence on your life. They are either a negative influence holding you down, or a positive influence lifting you up.

The Gender Gap - Do Men and Women Handle Debt Differently?

Maz Deo | Posted 22.03.2016 | UK
Maz Deo

The sexes are considered to be very different, in various aspects of everyday life and therefore why should this be any more uncommon when it comes to...

Does the Personal Savings Allowance Mean That Cash ISAs Are Dead?

Sarah Willingham | Posted 09.05.2016 | UK
Sarah Willingham

I have spent a large part of my life teaching people how to save and how to make the most of their money. However, it is becoming increasingly diffic...

Lifetime ISAs - Strong Product, Weaker Policy

Bill Davies | Posted 18.03.2016 | UK Politics
Bill Davies

Encouraging more saving is a worthy objective that public policy should be looking to achieve, and this kind of measure will help younger people save for both of these events. However, like other recent initiatives, such as Help to Buy Mortgage Guarantees, or Starter Homes, they provide an attractive product for consumers now, but may prove much less helpful in the long-run.

Four Myths of Employability

Toke Dahler | Posted 26.01.2017 | UK Universities & Education
Toke Dahler

By the logic of employability, you don't have a job because something is wrong with you. You do not live up to the requirements. You're not the kind of person they want to employ. You do not supply what the labour market demands.

What Every Student Needs to Know About Employability

Toke Dahler | Posted 24.01.2017 | UK Universities & Education
Toke Dahler

Are you a student? Do you worry about your job prospects? If your degree makes you employable? If those 9k fees were worth it? Then you're thinking about your employability. There is not a University that does not have an employability strategy...

Christmas Money Worries Can't Wait Until Boxing Day

Sir Tony Hawkhead | Posted 29.11.2016 | UK
Sir Tony Hawkhead

Christmas is a special time for many families, when happy memories are forged and everyone comes together. Parents love to see their children's excitement on Christmas morning as they open presents under the tree. But living up to this vision can put parents under huge financial pressure as they struggle to find money to spend on gifts and a celebration.