Personal Finance

Failed Romances Can Cost More Than a Broken Heart

James Jones | Posted 24.03.2014 | UK Lifestyle
James Jones

One in eight people say they have been impacted by a current or former partners' bad credit rating, while a further 5% have admitted that they have had a negative impact on their partners' credit worthiness.

Enough Is Enough - Energy Prices Can be Cheaper

Sarah Willingham | Posted 17.03.2014 | UK
Sarah Willingham

Millions of people across the country are feeling powerless with stupidly high bills, appalling customer service and complicated tariffs. However, this new campaign puts the ordinary consumer back in the driving seat.

Will We Ever Repay Our Student Loans?

Imogen Groome | Posted 13.03.2014 | UK Universities & Education
Imogen Groome

The rise in interest rates and the disappearance of the 30-year cap on loan repayments mean that graduates could be in debt until they retire. This move could deter students from applying to University, making the motive of increasing tuition fees to improve standards useless.

Spring Cleaning and Finances - It Needn't Be Scary (But for Some It Is)

Judith Lewis | Posted 04.03.2014 | UK Lifestyle
Judith Lewis

So lately I've been researching one of the world's more scary financial terms - debt consolidation - for a few reasons. Some of my female friends feel intimidated or afraid of their finances. They refuse to open bank statements and think they can just bury their heads in the sand and it'll all be OK.

If You Are Going to Threaten People to Pay Their Bill...

Simon Stevens | Posted 20.02.2014 | UK
Simon Stevens

Language is very important and as we can see, getting it right can in some cases be a matter of life or death. And while I understand big companies need to chase people who do not pay their bills, they need to be accurate in the way they communicate with customers.

Many Help to Buy Hopefuls Are Ill-Prepared for the Scheme

James Jones | Posted 01.04.2014 | UK Politics
James Jones

Help to Buy is bringing homeownership to within touching distance for thousands of younger buyers earlier than they may have thought possible. But it's important to remember that the deposit is just part of the equation and consideration must be given to how much you can afford to borrow - and crucially repay in the years to come.

Britons Need Saving From Our Savings Crisis

Alex Letts | Posted 31.03.2014 | UK
Alex Letts

Britain is in the throes of a personal finance crisis. Dramatic figures out recently revealed that personal debt totals £1.43trillion and the average household debt is almost twice as high as a decade ago at £54,000. To some this would come as a surprise, but to many it is confirmation that they are not alone in their struggle.

Why 2014 Is the Year to Make Your Dreams Come True

James Jones | Posted 24.03.2014 | UK
James Jones

We are now fully ensconced in January, with the celebrations of Christmas a seemingly distant memory. It can always be tempting to wish it was still the festive season, but I wanted to move away from this and instead look at what will make 2014 a great year.

Wedding Vows 2014 - 'Til Debt Us Do Part

James R Brown | Posted 17.03.2014 | UK Lifestyle
James R Brown

In the past five years, we've seen an almost 50 per cent rise in the number of cases where one party in the marriage is left claiming they're "picking up the tab" for debts they didn't build up. This can happen for two reasons.

London Commuters Want Bosses to Offer Flexible Working as Rail Fares Rise Again

Andrew Millard | Posted 10.03.2014 | UK Tech
Andrew Millard

Here's an alarming statistic for you: more than one in five commuters say rising fares are leading to them considering looking for work outside of London according to a OnePoll survey of over 500 London workers. This would be a disaster for the Capital's business scene. Can you imagine losing more than 20 per cent of your workforce to rising commuter costs?

All Year Resolutions!

Louise Presley-Turner | Posted 04.03.2014 | UK Lifestyle
Louise Presley-Turner

By simply taking each month as it comes and applying positive changes, you're not trying to conquer the world in one fell swoop, but taking small baby steps towards long-standing change that will last for years to come. Here's how.

No Room for Rip-Off Pension Schemes in the Workplace

Peter Vicary-Smith | Posted 26.02.2014 | UK Politics
Peter Vicary-Smith

The Regulatory Policy Committee's recent response to the Department of Work and Pensions' (DWP) Impact Assessment on a pension charge cap is disappointing, and seems to be more concerned about the impact on pension companies' profits than the potential benefits to consumers.

So Gold Does Grow On Trees?

The Huffington Post UK | Posted 23.01.2014 | UK

Money doesn't grow on trees, but gold certainly appears to, according to Aussie scientists who have confirmed that gold is found in the leaves of some...

The Cost of Living Election Battle Has Already Started

Richard Lloyd | Posted 19.11.2013 | UK Politics
Richard Lloyd

Rising food, fuel and energy costs consistently come top of consumers' financial worries; and we are increasingly seeing people getting into debt or using credit to pay for essentials like food and household bills. Large numbers of households have no financial buffer to draw on if they're hit by an unexpected expense... The cost of living election battle has already started.

Seven Tests for Seven Day Switching

Richard Lloyd | Posted 15.11.2013 | UK
Richard Lloyd

Half of people have never switched bank account, despite the fact that some could make significant savings a year in bank charges and credit interest by switching. For the new service to be truly successful it will need to significantly transform switching rates from last year's tiny 3%.

Can You Pingit? Erm... No I Can't

Daniel Lowther | Posted 12.11.2013 | UK Tech
Daniel Lowther

I'm a big believer in mobile payments. Having worked with companies like Visa and VeriFone for many years, I truly believe that mobility will revolutionise how we pay, get paid and manage our finances.

Poor Web Education is Leaving Millions Out of Pocket

Marie-Louise Abretti | Posted 12.10.2013 | UK Tech
Marie-Louise Abretti

While access to the internet is one thing - the government is working to grant 90% of premises across the UK with broadband speeds of at least 2Mbps - education has been overlooked. We need better education so that consumers know about these costs and can make an informed decision.

Spend Less, Save More and Be Happy by Setting and Achieving Financial Goals

Alex J. Campbell | Posted 05.10.2013 | UK Lifestyle
Alex J. Campbell

The current 'see it, buy it' credit card culture has meant that for many people financial goals no longer exist. However, many major financial commitments such as buying a property, saving for retirement or investing in your business can't be paid for by credit card and take real planning and dedication to save for.

Seven Things You're Paying Too Much for

Sean O'Meara | Posted 15.09.2013 | UK Lifestyle
Sean O'Meara

Cheaper doesn't always mean better value, but there are certain areas of your life where a fairly rudimentary change in attitude could save you money.

Light at the End of the Tunnel for First Time Buyers?

Reno Charlton | Posted 24.03.2014 | UK
Reno Charlton

In the UK, the government has further boosted the chances of success for first time buyers, with the launch of schemes such as the Funding for Lending scheme. This scheme has provided lenders with access to reduced rate funding in a bid to encourage greater levels of lending to home buyers.

'Benefit Delay Will Boost Payday Lenders'

PA/The Huffington Post UK | Posted 27.06.2013 | UK

George Osborne has been accused of driving hard-up people into the arms of payday lenders after delaying jobless benefit payments. The Chancellor u...

Financial Education Won't Solve Our Problems

Julia Kukiewicz | Posted 29.07.2013 | UK Universities & Education
Julia Kukiewicz

Increasing our level of education is appealing on so many levels and fundamental to all of them is the thought that, while banks and economic trends are hard to tame, we can still move towards better financial wellbeing for everyone, one student at a time.

Broadband Contract End Dates - Why They Must Be Clearer

Marie-Louise Abretti | Posted 02.08.2013 | UK Tech
Marie-Louise Abretti

We've launched a campaign that will empower people and could help save them money. We want Ofcom to lean on broadband providers to send out reminders before contracts end - rather than keeping quiet and letting contracts roll over. Collectively, Brits are chucking £1.1billion down the drain each year by staying loyal.

'Feeble And Wimpish'

PA/The Huffington Post UK | Tom Moseley | Posted 31.05.2013 | UK

MPs have blasted the "feeble and wimpish" Office of Fair Trading for failing to get to grips with payday lending companies. The "predatory" compani...

A Queen's Speech for Consumers?

Richard Lloyd | Posted 06.07.2013 | UK Politics
Richard Lloyd

Could Wednesday's Queen's Speech set out the most consumer-friendly parliamentary agenda in years? If it is, it won't be a moment too soon.