Personal Finance

Your Time Is Your Money

Melanie Eusebe | Posted 23.08.2016 | UK
Melanie Eusebe

It has become even more apparent to me that my time is my money, and that our sense of identity is tightly linked to our concept of money and the value we place on our time and ourselves. If I spend so much time and energy making money, surely I should spend a significant amount of time managing my money?

Brexit and Your Savings: What It Means for You

Hannah Maundrell | Posted 08.08.2016 | UK
Hannah Maundrell

What does Brexit mean for savings rates? Savings rates were already depressed before we voted to leave the EU. I'm sorry to be the bearer of bad news...

There Will Be Three Types of Retail Bank in the Future - Will Today's Giants Be Among Them?

Glyn Britton | Posted 28.07.2016 | UK
Glyn Britton

Five years into the 'fintech' revolution, several things are becoming clear. Firstly, it's not really about technology, it's about customer centricit...

How to Choose the Best Student Bank Account

Hannah Maundrell | Posted 28.07.2016 | UK Universities & Education
Hannah Maundrell

Banks will do everything they can to entice you into taking out a student account with them. They'll offer of railcards, gift vouchers and even cold hard cash to win you over. It might seem tempting but you should weigh up whether or not those things will save you more money in the long run vs a better overdraft deal.

How to Invest for Uncertainty - The Buck Does Not Stop at Brexit

Thomas Church | Posted 01.07.2016 | UK
Thomas Church

The buck does not stop at Brexit. Attention has been focused on ourselves as of late but Brexit is not the only trouble in Europe. You may have miss...

Putting Our Money on Proof of Stake

Dan Andersson | Posted 01.07.2016 | UK Tech
Dan Andersson

Principally, digital currencies have been perceived by the wider world as the domain of the technically minded; reserved only for those with an in depth understanding of ledgers, cryptography and with access to the vast amount of computer power supposedly needed for the mining process.

How to Invest Post-Brexit

Thomas Church | Posted 27.06.2016 | UK
Thomas Church

Brexit is real. What should you do with your money now? Before the EU referendum I wrote How To Invest for Brexit. Let's look at how those prediction...

Fathers in Modern Britain: Thriving or Surviving?

Dave Dranfield | Posted 17.06.2016 | UK Parents
Dave Dranfield

Financially we're okay from one month to the next. Except there's a list of things that need doing to the house as long as your arm. One by one we'll sort them out. When we do however, two more things appear on the list. Then there are the unexpected big expenses - for example three weeks before Christmas when the fridge freezer broke.

How to Live the Life of a Premiership Footballer

Chris Smith | Posted 13.06.2016 | UK Sport
Chris Smith

It's difficult being a football fan. Spending your life scowling at the pitch, or the TV in the corner of a pub, hollering intelligible advice at 19 y...

The Ultimate Festival Survival Guide

Hannah Maundrell | Posted 27.05.2016 | UK Entertainment
Hannah Maundrell

The festival season is well and truly upon us. Radio One's Big Weekend kicks off proceedings this weekend with the Isle of Wight Festival and Download hot on its heels. The mother ship of festivals, Glastonbury, is also a little under 4 weeks away.

Cancer Destroyed My Health and My Bank Balance

Devry Souayed | Posted 10.05.2016 | UK Lifestyle
Devry Souayed

New research from Macmillan Cancer Support shows that the average British family cannot afford cancer. That was certainly true in my case. I had to make some impossible decisions simply just to keep a roof over our heads.

Five Reasons to Join a Mastermind Group

Chris Paradox | Posted 11.04.2016 | UK Lifestyle
Chris Paradox

The people who you surround yourself with are the biggest influence on your life. They are either a negative influence holding you down, or a positive influence lifting you up.

The Gender Gap - Do Men and Women Handle Debt Differently?

Maz Deo | Posted 22.03.2016 | UK
Maz Deo

The sexes are considered to be very different, in various aspects of everyday life and therefore why should this be any more uncommon when it comes to...

Does the Personal Savings Allowance Mean That Cash ISAs Are Dead?

Sarah Willingham | Posted 09.05.2016 | UK
Sarah Willingham

I have spent a large part of my life teaching people how to save and how to make the most of their money. However, it is becoming increasingly diffic...

Lifetime ISAs - Strong Product, Weaker Policy

Bill Davies | Posted 18.03.2016 | UK Politics
Bill Davies

Encouraging more saving is a worthy objective that public policy should be looking to achieve, and this kind of measure will help younger people save for both of these events. However, like other recent initiatives, such as Help to Buy Mortgage Guarantees, or Starter Homes, they provide an attractive product for consumers now, but may prove much less helpful in the long-run.

Four Myths of Employability

Toke Dahler | Posted 27.01.2016 | UK Universities & Education
Toke Dahler

By the logic of employability, you don't have a job because something is wrong with you. You do not live up to the requirements. You're not the kind of person they want to employ. You do not supply what the labour market demands.

What Every Student Needs to Know About Employability

Toke Dahler | Posted 26.01.2016 | UK Universities & Education
Toke Dahler

Are you a student? Do you worry about your job prospects? If your degree makes you employable? If those 9k fees were worth it? Then you're thinking about your employability. There is not a University that does not have an employability strategy...

Christmas Money Worries Can't Wait Until Boxing Day

Sir Tony Hawkhead | Posted 30.11.2015 | UK
Sir Tony Hawkhead

Christmas is a special time for many families, when happy memories are forged and everyone comes together. Parents love to see their children's excitement on Christmas morning as they open presents under the tree. But living up to this vision can put parents under huge financial pressure as they struggle to find money to spend on gifts and a celebration.

Student Finances - What Can Be Done to Help Students Prepare for University?

Alison Pask | Posted 02.10.2015 | UK Universities & Education
Alison Pask

In years to come, ifs University College hopes that positive financial news arising from its young persons money index will take its own place in the yearly news cycle, with freshers' guides not needing to include financial advice.

The Most Affordable UK University Cities

Dan Jones | Posted 20.07.2016 | UK Universities & Education
Dan Jones

Starting university is stressful. Although it's a fair while since I went through the process, the daunting task isn't lost on me. The thorniest issues then remain constant now; for some it was the application process, for others achieving their grade expectations, and understandably for many of us, it was the cost.

Five Easy Ways to Start Saving Money

Lily Bissett | Posted 29.05.2016 | UK
Lily Bissett

Want to save? The answer's pretty simple: spend less.

More Alarm Needed at Gap Between Super Rich and Rest of Us

Fiona Hotston Moore | Posted 28.06.2015 | UK
Fiona Hotston Moore

Something is just not adding up. Historically, those at the very top relied on those in the middle to ease their lives through skill and also to protect them from the bottom, with the gap from peak to trough far less than it is now. When the middle collapses, chaos really ensues.

Things to Consider Before Your Debt Spirals Out of Control

Susan Leigh | Posted 31.05.2015 | UK Lifestyle
Susan Leigh

Awareness of the burden of debt many people are struggling under is regularly discussed by national surveys, the media and government advisory bodies. For many students, young people and families increasing debt is a cause for serious concern.

Time to Reform Divorce Process to Stop Wealth Being Hidden

Fiona Hotston Moore | Posted 27.05.2015 | UK
Fiona Hotston Moore

Involving forensic accountants as a matter of course, or even legal requirement, would deter deception and reduce the pain and anguish. if assets were valued at the start of a separation the process of divorce might generally be less fraught.

Plan Your Marriage Before Your Wedding

Philippa Cunniff | Posted 18.04.2015 | UK Lifestyle
Philippa Cunniff

If you were one of the lucky couples to get engaged over Valentine's Day weekend, congratulations! This is a special and exciting time, and no doubt thoughts of engagement parties and wedding preparations are already providing hours of anticipation and joy.