The battle isn't won, of course. A cap on the cost of credit is just one of many changes that need to be made, and we have yet to hear what that cap will be or how it will be set. But for those of us who've been making these arguments for months, and for those of us who've laid awake at night worrying about debt, today is a monumental day.
Banking practices have gone from shoddy to downright cruel. There is no compensation which can bring back the living thing which is a business. Nothing can take away the agony and the pain of knowing just how badly you have been treated, just how wrongly you have been judged.
The Student Loans Company has always been an enigmatic public burden - a costly but necessary evil that allows Britain to foster young talent and train the leaders of tomorrow. In turn, these government-funded loans go on to perpetuate a forward-thinking attitude that willingly takes on the risk of investing in people rather than a plethora of tangible, short-term cash cows. Well, apparently the government has decided investing in people is no longer worth the risk...
Dear Chancellor, Businesses all over the country are awaiting next week's Autumn Statement with dread to hear if you plan to add another £840million on to the business rates bill. At a time when UK retail sales are down for October, high streets are still recording declining footfall...
The Government's export targets are unquestionably ambitious. However, they are also incredibly important. In order to be achieved, there must be shared ambition and a co-ordinated effort across business bodies, banks and Government.
It's not hard to see why the Tories are frantically shoving their new shared equity scheme down the nation's throat. After all, the tagline is fantastic: 'cheap mortgages for hard-working people'. At first glance, Help to Buy comes off as some sort of humongous victory for the common man... As always, it only takes a tiny sprinkle of historical context to kill the dream.
After three years in government, I am finally seeing the signs that when it comes to some things, he suffers just like the rest of us. I am referring to his growing bald spot on his crown, which is currently hiding under a once voluminous head of hair after some careful brushing.
We need a party that will stand by trade unions, not cut them adrift as they face yet another damaging setback for workers' rights at Grangemouth. We need a socialist party, a party that will fight as vigorously to defend the rights of the oppressed as the Tories do to defend the pockets of the privileged. Labour used to be these things, but no more.
Businesses are facing their own version of this crisis - a cost of doing business crisis. We have now found out that, because of inflation, business rates are going to increase by an average of £430 from next April, at a total cost to businesses of £700m. This is happening year after year - they have already gone up by £1,500 on average under David Cameron.
Four in 10 people have told us they can't reduce energy use any further as they have already cut down as much as they can. In addition, three in 10 say they don't know how they will heat their homes this winter. Now, Which? has calculated that up to £1.8bn per year could be shaved off consumer costs.
Not a week goes by without yet another story which describes how executive managers have abused their compensation, most notably income generated via target-dependent bonuses. Ranging from investment bankers to insurance brokers, the public opinion has generally converged on the fact that the remuneration of top employees requires redesign.
We've got used to the fact that our car industry is no longer British-owned; that much of our electricity, gas and water is provided by non-UK companies, and that Heathrow airport is owned by a consortium made up of Spanish railways, a Quebec pension fund, and a Singaporean sovereign wealth fund. But how do you feel about Britain's nuclear power stations being owned by China?
The game of charades is now over. It is decision time - capitalism vs observance of the two degree warming limit or, in the very optimistic words of Buckminster Fuller, 'utopia or oblivion'. The last month of policy announcements show our political class have made their choice.
The conference season is nearly over, thank God! All UK news feeds are clogged and clotted with, well... clots. Each party declaring they can turn our...
Unless action is taken now, the reality of the UK skills shortage is here is stay. If the government is serious about long-term economic recovery, filling the ever-widening talent gap must be a priority. The alternative is to leave huge numbers of skilled roles unfilled. That will lead to reduced investment, lower GDP growth, lower future job creation and condemn thousands of people to long-term unemployment.
What's hugely unpopular among voters, mostly funded by City banks, and hasn't won an election in twenty-one years? It's the Tories of course, and no amount of polishing the proverbial excrement that is the Conservative party will prevent millions of Britons from seeing them that way...