Household debt

Many people will know the misery of overstretched finances. In today's world, we often find that our income isn't sufficient to meet all of our outgoings. This is why it is important to find ways of streamlining your finances and be more thrifty when it comes to your spending.
Our major survey of British family finances finds that 15 million people are already showing signs of financial difficulty, 13million wouldn't have the savings to keep up with their essentials bills for a month if their income dropped by a quarter, and 16million would consider using unsecured credit to keep up with essentials.