Personal Finance

Digital Currency - Another Tech Bubble Waiting To Burst, Or Game Changer That Will Transform Our Financial Lives?

Daniel Woods | Posted 20.10.2017 | UK Tech
Daniel Woods

In 2017 the cryptocurrency market has increased seven-fold in value. Surging past the $140 billion mark, industry projections have the sector on course to exceed a value of $5 trillion by the year 2022. This marked upward momentum has been driven largely by the enthusiasm of venture capital investors, eager to claim a stake in the next big thing.

Why Are Banks Stuck In The Dark Ages?

Alexandra Johnson | Posted 01.09.2017 | UK
Alexandra Johnson

Photo Credit: Pixabay Home ownership is still a relatively new innovation in the UK, as is applying for a mortgage. Before 1832 any man who held fre...

Is The Future Of Banking With Blockchain Technology?

Alexandra Johnson | Posted 22.08.2017 | UK Tech
Alexandra Johnson

As you're probably aware by now, the beauty of blockchain technology is in it's decentralisation - where no single person or computer has ultimate control over it. All cryptocurrency creation and transactions are open source, controlled by code and rely on peer-to-peer networks. Most currencies in circulation today are controlled by a centralised government and are regulated by a third party.

Confessions Of A Personal Finance Blogger - July Update

Lynn James | Posted 03.08.2017 | UK Lifestyle
Lynn James

Living frugally and being strict about spending money is tough. And when you do go to spend a chunk of money there are strange feelings that go with it. There is the guilt over spending a significant chunk of money on things. There is anger at any money being wasted or things being broken by the children.

I Hid Bills Under My Bed

Gail Porter | Posted 13.07.2017 | UK Lifestyle
Gail Porter

In an exclusive vlog for HuffPost UK Gail Porter talks about how less work meant she could not keep up with her bills, how she resorted to hiding them under her bed and how Creditfix, a personal insolvency firm of which Gail is ambassador, pulled her out of a 'dark hole'.

Readiness For Negotiations

Jessica Pitt | Posted 21.06.2017 | UK Politics
Jessica Pitt

The analogy of Brexit being like a divorce has helped many commentators explain the complex and multi-faceted negotiations that the UK will soon be undertaking.

How To Beat Inflation: Three Steps To Make Your Money Go Further

Thomas Church | Posted 16.06.2017 | UK
Thomas Church

Inflation has hit a record high, but can you beat it? Inflation is now over 2.7% and people are feeling the pinch. Some are even whispering the word...

My 20k Diet Coke Addiction Was Harder To Quit Than Smoking, And I Bet There Are Thousands Out There Like Me

Charlotte Burns | Posted 06.06.2017 | UK Lifestyle
Charlotte Burns

I didn't expect much to come from it (apart from maybe people telling me I'm an idiot), but the response was overwhelming. Hundreds of people contacted me to tell me that they were addicted too. That giving up was harder than smoking and it was making them ill.

5 Steps To Recession-Proof Your Money

Thomas Church | Posted 02.06.2017 | UK
Thomas Church

In the money blogger and personal finance world, a scary word beginning with "R" is popping up more and more: Recession. It starts with a whisper, g...

Easy Ways To Educate Yourself About Personal Finance

Natasha Henson | Posted 19.05.2017 | UK Lifestyle
Natasha Henson

With tighter schedules and busier lives, finding the time to think about how we manage our finances can be tricky. Here are some easy ways to help you educate yourself to a healthier financial future.

Your Psychology Is Costing You Money: Here's How To Fight Back

Thomas Church | Posted 17.05.2017 | UK Lifestyle
Thomas Church

We need to be critical of our feelings and especially what we imagine them to be in the future, in the context of buying things. Most money saving experts talk about cutting down to save money. They fail to understand why we want it in the first place.

Inheritance Tax Crackdown Left Out Of Labour Manifesto

The Huffington Post | Paul Waugh | Posted 12.05.2017 | UK Politics

Radical plans to change inheritance tax have been left out of Labour’s manifesto amid warnings from London MPs that the move would cost them key sea...

I Cut My Food Budget By 80% For 30 Days. Here's What I Learned

Kate Jones | Posted 09.05.2017 | UK Lifestyle
Kate Jones

In the past 12 months, I have rid my life of many things in the search for happiness. I left my steady, sensible, well paid job to chase my dream of self employment. I've halved the number of possessions I own. I've chosen who I spend my time with more wisely.

How To Make Money From Your Car

Richard Laughton | Posted 14.04.2017 | UK
Richard Laughton

Most of us own or need access to a car, but is your car working hard enough for you? A huge 96% percent of the time cars are sitting unused, providing great potential to make some extra cash when you're not driving it. A car can be considered a 'hidden asset', capable of bringing in revenue in a number of ways. Here are five ways that could help you earn some extra cash.

Is Self-Employment Becoming The New 'Nine To Five'?

Jackie Leiper | Posted 16.02.2017 | UK Lifestyle
Jackie Leiper

With the flexibility of choosing your own hours, it's easy to see the attraction. But new insights from Scottish Widows' think tank, the Centre for the Modern Family, show it may be having a negative impact on family life in the UK.

How We Survived Financial Crisis. Just

Clemmie Telford | Posted 08.02.2017 | UK Lifestyle
Clemmie Telford

2016 was a shitty year. The universal reasons hardly need mentioning: politics going tits up. The loss of so many amazing creatives. And of course Bake Off. But for my family and I we also went through a proper deep dark financial crisis.

Why Millennials Are Actually Brilliant At Saving Money

Jen Barton | Posted 18.01.2017 | UK Lifestyle

Millennials get a bad rap and are sometimes thought of as irresponsible – especially when it comes to money. So it may come as a surprise that despi...

Science Tries To Explain Why It’s So Hard To Save Money

The Huffington Post | Jackie Gallego | Posted 18.01.2017 | UK Lifestyle

There’s good news and bad news in recent statistics on saving for retirement. The good news is that retirement saving in the UK has reached the high...

Taking Control Of Finance - Five Resolutions For 2017

Kerim Derhalli | Posted 23.12.2016 | UK Lifestyle
Kerim Derhalli

Making your way through the initial stages of a career or taking first steps onto the housing ladder can be tricky, so what can you do to make life a bit easier in 2017? Here are five areas that could help you take control of your finances and make your money work harder for you.

Financial Education: Lessons For The Next Generation

Alison Pask | Posted 22.12.2016 | UK
Alison Pask

After Halloween and Bonfire Night, there is a familiar cycle to the end of the year. Television adverts begin to start trailing their latest Christmas...

Social Supermarkets And Foodbanks - Tackling Hunger And Poverty Together

David McAuley | Posted 28.09.2017 | UK
David McAuley

We still have a long way to go to make sure the benefits system is as fair as it should be for people in poverty in the UK. By partnering with organisations like Community Shop, we hope to do more to break social isolation and help people with the dignity they deserve, to try and make sure they never need to use the foodbank again.

Your Time Is Your Money

Melanie Eusebe | Posted 20.08.2017 | UK
Melanie Eusebe

It has become even more apparent to me that my time is my money, and that our sense of identity is tightly linked to our concept of money and the value we place on our time and ourselves. If I spend so much time and energy making money, surely I should spend a significant amount of time managing my money?

Brexit and Your Savings: What It Means for You

Hannah Maundrell | Posted 09.08.2017 | UK
Hannah Maundrell

What does Brexit mean for savings rates? Savings rates were already depressed before we voted to leave the EU. I'm sorry to be the bearer of bad news...

There Will Be Three Types of Retail Bank in the Future - Will Today's Giants Be Among Them?

Glyn Britton | Posted 28.07.2017 | UK
Glyn Britton

Five years into the 'fintech' revolution, several things are becoming clear. Firstly, it's not really about technology, it's about customer centricit...

How to Choose the Best Student Bank Account

Hannah Maundrell | Posted 28.07.2017 | UK Universities & Education
Hannah Maundrell

Banks will do everything they can to entice you into taking out a student account with them. They'll offer of railcards, gift vouchers and even cold hard cash to win you over. It might seem tempting but you should weigh up whether or not those things will save you more money in the long run vs a better overdraft deal.