UK Debt

Common Misconceptions: The Printing Presses

Christopher Bacon | Posted 01.09.2015 | UK Universities & Education
Christopher Bacon

There is a common conception, a common metaphor, held by many people that the government has the ability to print money. Along with this conception al...

Should I Tell My Partner About My Debt Problems Before the Wedding?

Sara Davison | Posted 17.08.2015 | UK Lifestyle
Sara Davison

It's natural to want to show your best side to your future spouse so it can be tempting to hide any debt issues you have. You may feel embarrassed about the problem or it may be difficult to explain how you got yourself into such a mess in the first part.

The True Cost of Tuition Fees

Django Wylie | Posted 29.07.2015 | UK Politics
Django Wylie

The benefit for the ruling class in this arrangement is obvious; the loss for society manifold. The rapid normalisation of tuition fees demonstrates neatly the insidiousness of the neoliberal ideology. Now students are consumers, they are individuals set against each other in a competition for employment so that they can service their loans.

In Praise of Permanent Budget Deficits

Christopher Bacon | Posted 28.07.2015 | UK Universities & Education
Christopher Bacon

A permanent budget deficit would not be inflationary because the economy is not operating at full capacity. Even if it were operating at full capacity, a (smaller) deficit would still be required to maintain that state of affairs.

Do You Lie to Your Partner About Money?

Zahra Razavi | Posted 09.11.2015 | UK Lifestyle
Zahra Razavi

As much as I can appreciate that finances should be private to some extent, and that individuals have a right to be considered separately from their partners, I just can't imagine keeping a secret credit card or putting lots of effort into hiding big purchases from my partner on a regular basis. I certainly wouldn't dream of hiding £100,000 from him!

Shark-Infested Waters: Mozambique and International Borrowing

Lucy James | Posted 10.07.2015 | UK
Lucy James

When Mozambique celebrated the 40 year anniversary of independence on 25 June, it was a time for reflection on the gains and losses made by the country which has experienced rapid shifts from civil conflict, to democratic consolidation and exponential economic growth driven by commodity discoveries. A mark of how far Mozambique has come since 1975 was demonstrated last year, when it undertook its first voyage in to international debt markets.

Expect a Rocky Second Half in 2015

Angus Campbell | Posted 25.06.2015 | UK
Angus Campbell

As we head towards the end of the first half investors seem to be approaching the second half of 2015 with a distinct degree of caution and trepidatio...

Greek Debt Crisis: Creditors Must Moderate Their Demands or They Will Be the Losers

Alan Prout | Posted 19.06.2015 | UK Politics
Alan Prout

Who knows what the outcome of this latest cliff-hanging crisis will be? I do not know any more than anyone else. But I do hope that European politicians and financial technocrats come to their senses.

Five Easy Ways to Start Saving Money

Lily Bissett | Posted 09.11.2015 | UK
Lily Bissett

Want to save? The answer's pretty simple: spend less.

I Refuse to Believe in What Must Be Wrong

Jake Mills | Posted 14.05.2015 | UK
Jake Mills

I refuse to believe we don't believe in equality, seeing love and marriage as a crime rather than a given right. I refuse to believe that the general public of this country would happily let others suffer because they're OK themselves.

High Street Blues?

simon baldwin | Posted 12.05.2015 | UK Politics
simon baldwin

The election result was a big shock: no one predicted the Conservatives would win an outright majority and no one forecast the SNP tsunami. It has shown us that the old rules no long apply. What once was does not have to be. Despite the perceived political differences, if towns and cities across the UK grasp that, the future doesn't have to be blue.

Capital Markets Union - A New Frontier of Europe's Single Market?

Molly Scott Cato | Posted 28.06.2015 | UK Politics
Molly Scott Cato

It could have come straight out of an episode of Star Trek. "Captain, we are approaching the Capital Markets Union, a new frontier." But the plan to c...

Why UK Politicians Cannot Tell The Truth

David C. M. Carter | Posted 14.06.2015 | UK Politics
David C. M. Carter

It struck me today why no politician can ever tell the truth to voters. Why they never answer the direct question interviewers ask them. It's shockingly naïve of me to not have worked it out sooner.

Debt: Are Self-Employed the Most Vulnerable?

Michael J MacMahon | Posted 08.06.2015 | UK
Michael J MacMahon

The UK's high level of personal indebtedness - our addiction to debt, as it's sometimes called - is a known phenomenon. If the upward trend continues, might self-employed people again be the most vulnerable, with their variable incomes?

How Worrying About Money Affects Your Degree (and How to Stop)

Owen Burek | Posted 08.06.2015 | UK Universities & Education
Owen Burek

Knowing how the system works won't magic any more money into the pot, but if you don't know you're being undersold you can't challenge it. Get clued-up, and don't quit until you get what you're entitled to.

Things to Consider Before Your Debt Spirals Out of Control

Susan Leigh | Posted 31.05.2015 | UK Lifestyle
Susan Leigh

Awareness of the burden of debt many people are struggling under is regularly discussed by national surveys, the media and government advisory bodies. For many students, young people and families increasing debt is a cause for serious concern.

Generation Screwed

John O Connell | Posted 27.05.2015 | UK Politics
John O Connell

After the Greatest Generation, the Baby Boomers, Generation X and the Millennials, today's young people look set to be Generation Screwed unless politicians take action. With less than six weeks until the election, politicians should stop treating young people as a youthful but silent cash cow of borrowed money, just because they don't cast as many votes as the elderly.

If Britain Is Broken - They Didn't Break It

Duane Hopkins | Posted 04.05.2015 | UK Politics
Duane Hopkins

I was born in 73. I grew up in a working class family. A big family. A working class family that was part of a community. A community that was empl...

Greek Debt in a Nutshell

Ian Baxter | Posted 07.04.2015 | UK Politics
Ian Baxter

New Greek Finance Minister Yanis Varoufakis is cutting a dash as he jets around Europe economy class. It certainly makes a change to see a leader so seemingly down to earth even if I think he'd look more credible with his shirt tucked in. But as the rest of the Eurozone wonders how to solve a problem called Syriza what are the rights and wrongs of this situation and where can the solution be found?

Energy Companies Need to Show Some Warmth to Families in Energy Debt

Matthew Reed | Posted 23.03.2015 | UK
Matthew Reed

Four in ten of the families we surveyed who had faced energy debt felt intimidated by their energy company, with 48% of families reporting that they were not treated with respect or given the support they needed.

The Path to Ruin or Prosperity

Christopher Bacon | Posted 16.03.2015 | UK Universities & Education
Christopher Bacon

In the build up to the May general election, David Cameron has issued a stark warning that voting for Labour (or presumably anyone other than the Conservatives) means "choosing the path to ruin."

If This Is a Plan Working...

Daniel Woods | Posted 15.04.2015 | UK Politics
Daniel Woods

The prologue to this election has been a narrative of disaffection and apathy among the public over a lack of real choices, real differences between the main players. But I don't see that - I see big differences, and very clear choices.

Tackling Debt Must Become a National Priority

Mike O'Connor | Posted 09.03.2015 | UK
Mike O'Connor

Debt is a serious problem. It is not just a problem for those unfortunate enough to be struggling with financial difficulties, but for all of us - debt costs society £8.3billion. These costs come in the form of additional health care costs, increased welfare spending, and reduced workplace productivity.

Osborne Needs You To Borrow Billions To Make His Plans Work

The Huffington Post UK | Asa Bennett | Posted 05.12.2014 | UK Politics

George Osborne's deficit reduction plans and Britain's economic growth rely on the public going on a £360 billion borrowing spree, new analysis has f...

What Does the Future Hold for the UK Economy?

John Mills | Posted 12.01.2015 | UK Politics
John Mills

Despite the political rhetoric, if current economic policies continue broadly as they are, the UK economy does not have a bright future. In my view, and that of many others, our economy has at least five big problems. These major challenges will end the current upturn probably shortly after the 2015 general election, no matter who wins.