UK Debt

Confessions Of A Personal Finance Blogger - July Update

Lynn James | Posted 03.08.2017 | UK Lifestyle
Lynn James

Living frugally and being strict about spending money is tough. And when you do go to spend a chunk of money there are strange feelings that go with it. There is the guilt over spending a significant chunk of money on things. There is anger at any money being wasted or things being broken by the children.

Under Pressure: The Rise Of Student Rent Prices

Thomas Smith | Posted 31.07.2017 | UK Universities & Education
Thomas Smith

As the cost of student property continues to soar against the backdrop of increasing tuition fees and curbs on government allowances, financial burdens on students will only intensify. Whether this is an inevitability, or subject to change, lays firmly within the hands of universities and the government in the coming years.

Labour Leaping Down From Its Ladder Of Weak Promises

Charlie Mullins | Posted 20.07.2017 | UK Politics
Charlie Mullins

When you leave Corbyn to "deal with it" as he so proudly said during the election, you should know the job won't get done. Unlike my engineers at Pimlico Plumbers, Corbyn doesn't understand how to make good on a promise and deliver on what people have signed up for.

I Hid Bills Under My Bed

Gail Porter | Posted 13.07.2017 | UK Lifestyle
Gail Porter

In an exclusive vlog for HuffPost UK Gail Porter talks about how less work meant she could not keep up with her bills, how she resorted to hiding them under her bed and how Creditfix, a personal insolvency firm of which Gail is ambassador, pulled her out of a 'dark hole'.

Children Must Be A Priority For New Government

Matthew Reed | Posted 16.06.2017 | UK Politics
Matthew Reed

Whether you love politics, loathe it, or are indifferent, the outcome of last week's General Election matters. MPs decisions can have a big impact upon people's lives, including those of the children and young people we look out for at The Children's Society. So I am heartened by reports that more young people aged 18-24 voted this time.

How To Beat Inflation: Three Steps To Make Your Money Go Further

Thomas Church | Posted 16.06.2017 | UK
Thomas Church

Inflation has hit a record high, but can you beat it? Inflation is now over 2.7% and people are feeling the pinch. Some are even whispering the word...

Care Leavers Need Help To Steer Clear of Debt

Matthew Reed | Posted 10.05.2017 | UK
Matthew Reed

It's that time of year when households everywhere will have recently received new council tax bills. While council tax funds vital services, includin...

Confessions Of A Personal Finance Blogger - Debt

Lynn James | Posted 04.05.2017 | UK Lifestyle
Lynn James

That £40,000 burnt a hole in my pocket. The first thing I did was splurge. It was hubby's 40th birthday, so we went on holiday to America, then had a family summer holiday in Spain. In just a few months £12,000 was gone.

The Five Most Exploitative Things About Student Loans

Liam Evans | Posted 18.04.2017 | UK Universities & Education
Liam Evans

Student loans have quickly become the most exploitative, unethical and deceitful loan systems on the market. Uncapped to reasonable inflation they bleed those questing for higher education dry and profiteer off of hapless children committing to 30 year promises while still in school.

The Time Has Come To Cut Greece Loose

Dr Ioannis Glinavos | Posted 05.03.2017 | UK Politics
Dr Ioannis Glinavos

The Greece I grew up in was a very different place form the one you see today. I will not bore you with statistics that you can easily see elsewhere, but I can tell you this: It did not feel like Northern Europe. Things were basic, but progressing steadily during the 1980s, and despite the occasional hiccup, people got progressively richer and life was gradually becoming easier.

How A Six-Hour Minibus Ride With Strangers Taught Me The Power Of Money

Vivi Friedgut | Posted 27.02.2017 | UK Lifestyle
Vivi Friedgut

Life is filled with the unexpected events. We can't control what happens to us but we can control how we react to them and how we survive them. Create, innovate, collaborate and continue to evolve and watch how your "luck" changes.

It's Time To Cap Unauthorised Overdraft Fees

Mike O'Connor | Posted 27.02.2017 | UK
Mike O'Connor

Without action, hundreds of thousands of people risk being stuck in ongoing cycles of borrowing. The time has come for the FCA to cap unarranged overdraft charges and look at the large scale problem of persistent overdraft debt.

How We Survived Financial Crisis. Just

Clemmie Telford | Posted 08.02.2017 | UK Lifestyle
Clemmie Telford

2016 was a shitty year. The universal reasons hardly need mentioning: politics going tits up. The loss of so many amazing creatives. And of course Bake Off. But for my family and I we also went through a proper deep dark financial crisis.

Taking Control Of Finance - Five Resolutions For 2017

Kerim Derhalli | Posted 23.12.2016 | UK Lifestyle
Kerim Derhalli

Making your way through the initial stages of a career or taking first steps onto the housing ladder can be tricky, so what can you do to make life a bit easier in 2017? Here are five areas that could help you take control of your finances and make your money work harder for you.

'Budget Boxmas': Christmas Gift-Buying For Thrifty Times

Michael J MacMahon | Posted 20.12.2016 | UK Lifestyle
Michael J MacMahon

We are not on the edge of poverty but we don't believe in wasting money. Good food and drink and each other's company (and maybe singing) are the essentials of the festive season for us.

Benefits Of A Secular Christmas

Arthur Peirce | Posted 09.12.2016 | UK Universities & Education
Arthur Peirce

Christmas does indeed get the greater share of focus, and I have focused on it primarily due to my background, my grandfather was an Anglican Vicar and my primary school was Church of England, so I can't help but associate this period with the Christian church which is my own failing.

Families Who Are Just-About-Managing Need Real Help Now

Matthew Reed | Posted 24.11.2016 | UK Politics
Matthew Reed

If the Government's promise to help the JAMs is going to stick then ministers must go further still - by scrapping the benefits freeze and the two-child cap, and restoring the family element of Tax Credits and original work allowances to Universal Credit.

How I Went From Verging On Bankruptcy To Being In Credit In Three Years... And Travel Was To Blame

Hayley Stainton | Posted 21.11.2016 | UK Lifestyle
Hayley Stainton

Well yes, that was right-I have had to pay for every single penny and a rather hefty sum of interest in the process too. You see, there is only a certain amount of credit lenders will give you and once it's gone, it's gone, and so is your good credit rating. All of a sudden I went from living a life of luxury to one of near-poverty.

Are You Worried About Credit Card Debt? Put It In Writing

Michael J MacMahon | Posted 07.11.2016 | UK
Michael J MacMahon

"The amount UK consumers owe on loans and credit cards grew by £1.9bn in March 2016, the highest figure in 11 years, driven by a sharp rise in spendi...

Give Families Breathing Space To Escape Debt Trap

Matthew Reed | Posted 22.09.2017 | UK
Matthew Reed

Children can't take out loans - but they can suffer the consequences of aggressive creditors all the same. The Children's Society is deeply concerned that bailiffs, utility companies and local councils who chase struggling parents over unpaid debts may be inflicting real damage to children's mental health.

Jobs in the UK Post-Referendum

Julian Vigo | Posted 06.09.2017 | UK Politics
Julian Vigo

This past week has seen Theresa May telling pro-EU civil servants to get on with the mandate of preparing the exit from the EU.  Yet recent findings ...

Stripped Bare

Sharon Bull | Posted 23.08.2017 | UK Lifestyle
Sharon Bull

Going public with regard to mental health issues, past mistakes and life errors that most people would probably choose to closet, rather than use as examples in a book to help others was a huge gamble to take, but for me it was a venture worth the risk.

Your Time Is Your Money

Melanie Eusebe | Posted 20.08.2017 | UK
Melanie Eusebe

It has become even more apparent to me that my time is my money, and that our sense of identity is tightly linked to our concept of money and the value we place on our time and ourselves. If I spend so much time and energy making money, surely I should spend a significant amount of time managing my money?

How Long Can the UK's Balance of Payments Deficit Continue?

John Mills | Posted 19.07.2017 | UK Politics
John Mills

The UK - and therefore its population - is living way beyond its means. We have a Balance of Payments deficit of about 7% of GDP means that, on average, we are all enjoying a standard of living which is 7% higher than we are earning. To support this unrealistic life-style we are either borrowing from abroad or selling assets to foreign interests year after year on a scale unmatched by any other developed country.

After 50 Years of the Credit Card, We Need to Look at Its Link to Problem Debt

Mike O'Connor | Posted 05.07.2017 | UK
Mike O'Connor

It's 50 years since the launch of the credit card. I cannot remember the launch itself, but I have had at least one for most of that time. I am far fr...