Fintech

Time For The City To Open Its Doors To Millennials

Kerim Derhalli | Posted 25.11.2016 | UK Universities & Education
Kerim Derhalli

It's no surprise that the public-at-large find finance confusing. On the one hand, politicians and businesspeople speak of the testing economic times, the challenges faced with Brexit, the volatility caused by Donald Trump's election and the risks to world stability.

The Evolution Of The Revolution: How Mobile Is Changing Consumer Habits

Marta Krupinska | Posted 21.11.2016 | UK Tech
Marta Krupinska

Have a think about the last time you looked at your phone? How many times have you used it in the last hour, or day? Nottingham Trent University found we look at our phones about 85 times a day. What did you last use your phone for? To make a call? Probably not.

The Three As Of FinTech. AI's Evolutionary Triple Threat

Daniel Hegarty | Posted 16.11.2016 | UK Tech
Daniel Hegarty

Financial services, for example, has been flipped on its head thanks to AI. No more than a decade ago it was unthinkable that a customer could have a loan or credit card application underwritten online in milliseconds without an underwriter in sight.

The Next Stage Of Fintech: War Or Peace?

Kerim Derhalli | Posted 09.11.2016 | UK Tech
Kerim Derhalli

Legacy players cannot avoid the fact that fintech businesses are growing their share of finance markets globally. As they seek to keep pace, a battle for consumers and revenues - the establishment versus the disruptors - is seemingly unavoidable, with the finance industry as a whole becoming a more competitive sphere.

RegTech - A Fad Or The Future Of Regulatory Compliance?

Mark Gossington | Posted 02.11.2016 | UK Tech
Mark Gossington

RegTech refers to a number of different technology solutions that can address different aspects of the compliance landscape. Currently these solutions are focused on automating everyday compliance tasks and reducing operational risks associated with meeting compliance and reporting obligations.

How Fintech Can Truly Make You Successful?

Paul McNeil | Posted 28.10.2016 | UK Tech
Paul McNeil

The future of fintech will most probably witness how a small number of start-ups will win in the field of fintech. While a number of traditional companies will continue to enjoy some gains. This is a popular and trending aspect of today's growing tech industry.

There Will Be Three Types of Retail Bank in the Future - Will Today's Giants Be Among Them?

Glyn Britton | Posted 28.07.2016 | UK
Glyn Britton

Five years into the 'fintech' revolution, several things are becoming clear. Firstly, it's not really about technology, it's about customer centricit...

Money and Generation Z: A Perfect Match?

Chris Smith | Posted 08.06.2016 | UK Tech
Chris Smith

You can imagine a baby boomer with a nice suit, coming back from working at a company where they've worked for the last 50 years. A Gen X, with long, flowing hair, protesting for civil/woman's rights. A millennial surfing the net, thinking up a new way of how it can make them money. A Gen Z with...well, that really hasn't been defined yet, has it?

Technology Is Unleashing Potential All Over The World

Cameron Stevens | Posted 03.06.2016 | UK Tech
Cameron Stevens

It was a privilege to be a part of the audience for Bill Gates' keynote speech at the ASU GSV Summit in San Diego in April this year. Hearing his view of the future, it was hard not to feel the groundswell of optimism currently taking hold around the world. Gates still believes that technology is a force for good, opening a world of opportunity for us all.

Focus on pre-pay not pay at your table!

Nick Telson | Posted 23.05.2016 | UK Universities & Education
Nick Telson

A year after the launch, we have processed over £2 million gross transactions through Collins Pay and we are expecting over 100% year on year growth. By focusing on a space where transactions were already happening in vast quantities, but analysing how it could be done better for our clients and their customers whilst integrating this directly into their current booking flows, Collins Pay stands alone in this space.

London's Fintech Boom Needs the EU

Jem Bendell | Posted 17.05.2016 | UK Politics
Jem Bendell

As the UK economy slows and heavy industry continues to recede, politicians of all stripes will be hoping the burgeoning financial technology or "fint...

Ed Vaizey: Gamers Should Vote To Stay In EU

Jamie Wareham | Posted 11.04.2016 | UK Politics
Jamie Wareham

Ed Vaizey, the Minister for Culture and the Digital Economy has echoed the Prime Minister's message to young voters last week and urged video gamers to vote to remain in the upcoming referendum on the European Union.

The Government Are Banking on Digital

Dan Andersson | Posted 12.05.2016 | UK Politics
Dan Andersson

Banks have dined out for centuries on being that reliable secure connection for our money, take that away from them and make it an instant automated process and, at least in theory, you're taking away their reason to exist.

It Is Time to Engage With George Galloway's Policy Proposals

David Lindsay | Posted 22.03.2016 | UK Politics
David Lindsay

The bookmakers have George Galloway in third place for the position of Mayor of London, which is determined by the Supplementary Vote. Neither Sadiq Khan nor Zac Goldsmith stands any realistic chance of winning outright on first preferences. They, and all other Mayoral candidates who want to win, need to start engaging with Galloway's policy proposals.

Fintech: Transformation, or Global Revolution?

Damian Kimmelman | Posted 04.02.2016 | UK Tech
Damian Kimmelman

It's also easy to overstate the extent of the step change in the West. Yes, I can now move my money around more simply and quickly, borrow from different people than before, or check my balance with my phone - not my laptop.

The Good the Bad and the Ponzi

Dan Andersson | Posted 04.11.2016 | UK Tech
Dan Andersson

Since digital currencies leapt onto the scene in the early 1990s, they have been steadily gaining traction in the financial sector. The economic crisis in Greece and the recent slowdown in China's growth have given credibility to digital currencies as an alternative to traditional fiat currencies and led people to look for more innovative methods of transaction.

Born in the USA, Perfected in the UK - Why Crowdfunding Is Becoming a Great Export for UK Plc

Dillen Iyavoo | Posted 28.09.2016 | UK Tech
Dillen Iyavoo

In just a few years, crowdfunding - in which people, rather than banks, provide finance to individuals and companies - has grown from nothing into a multi-billion pound industry in the UK. And the rest of the world has noticed.

How FinTech is Disrupting Foreign Exchange for the Better

Richard James Berry | Posted 15.09.2016 | UK Tech
Richard James Berry

It seems that every time I flick through the business section of the Evening Standard on the way home, the City Spy column is regaling the readership with tales of dodgy currency brokers laundering money, rigging currency markets and ripping off clients.

China's Cash Crisis Might Be Creating Digital Opportunities

Dan Andersson | Posted 21.08.2016 | UK Tech
Dan Andersson

Could digital cash help a business during an economic slowdown/recession, could that in itself help shorten the downturn by keeping the economy moving? Perhaps not such an outlandish idea.

Digital Solution to a Greek tragedy?

Dan Andersson | Posted 13.07.2016 | UK Tech
Dan Andersson

Yanis' reflections on digital currency have focussed on Bitcoin as the case study for his assessments of the potential they offer, and his appraisal of their potential has largely been negative. Yet this has not prevented him from examining how a digital currency of sorts could work for his native Greece.

Is Fintech Too Hard for Silicon Valley?

Luc Delany | Posted 26.06.2016 | UK Tech
Luc Delany

This isn't just a story about Fintech however. We are constantly hearing about how we should try and replicate Silicon Valley in our European tech clusters. But we shouldn't. Are there lessons we can take from the Valley? Absolutely, but there are many more things we can do better.

Incubator London: We are the World's FinTech Leaders and We Need to Brag About It

Ivan Massow | Posted 05.06.2015 | UK Tech
Ivan Massow

We must build on our incredible financial, FinTech and technology success. We must help ideas incubate from thought to reality, then retain startups when they are a success using our incredible financial services resource.

Ten Years On, Is Banking Heading to the Crowd?

Anil Stocker | Posted 25.05.2015 | UK Tech
Anil Stocker

Peer-to-peer lending is now ten years old, with the first ever peer-to-peer finance platform Zopa, celebrating a decade in business this month. That decade has seen a dramatic change in the banking landscape.

FinTech: Could This Be the Downfall of the Traditional Bank?

Martijn de Wever | Posted 28.04.2015 | UK Tech
Martijn de Wever

why can't banks innovate from within and why do they let their bread and butter be taken away from them right under their noses?

Banks are Following Customers Away from the 9 to 5

Tony Virdi | Posted 31.03.2015 | UK Tech
Tony Virdi

As all banks continue to navigate through today's digital era and innovate to keep up with customer demands, robust security remains vital in order to meet the industry's strict compliance guidelines and retain the confidence of their customers.