Fintech

Why Having 'Geek Gap' Isn't Fatal

Vivi Friedgut | Posted 17.03.2017 | UK Tech
Vivi Friedgut

The right tech-head at the table is key to contributing to the view that anything is possible while viewing the perspective through the prism of client desires and commercial imperatives. As in all parts of the business, the right mind, the right experience and the right zeal moves us from fit for purpose to frigging fantastic

Where Was Fintech In The Chancellor's Budget?

Dan Andersson | Posted 13.03.2017 | UK Tech
Dan Andersson

What we don't want to happen is for regulation of digital currencies to 'all of a sudden' come into force and for the banking sector to be the only people prepared or equipped for it. The power of this new financial technology is its ability to disrupt the way we do business, not perpetuate doing things the same.

The Business Impact Of The Loss Of UK Migration

Marta Krupinska | Posted 10.03.2017 | UK
Marta Krupinska

Last week, the inevitable happened. The latest figures released by the Office of National Statistics showed that net migration to the UK now stands at...

Legislate To Innovate: Sustaining The UK As An Innovation Economy After Brexit

Rebecca Emerson | Posted 27.02.2017 | UK
Rebecca Emerson

Britain has for centuries been a world centre for innovation. This has helped support our economy. Brexit provides us with a clear opportunity to ens...

FinTech For Good

Shantanu Bhagwat | Posted 07.02.2017 | UK Tech
Shantanu Bhagwat

Technology can help along each of these dimensions. Thanks to mobile connectivity, reach is rapidly becoming a non-issue. But the real difficulty - and an area with significant potential for innovation and creative approaches - is in offering suitable products and services. Some of this is already happening.

New Politics, New Banking, New World

Dan Andersson | Posted 16.01.2017 | UK Tech
Dan Andersson

The anti-establishment tide across the world isn't just restricted to the world of politics; it's also sweeping away traditional fintech and allowing digital currencies to flourish.

Financial Literacy: The Elephant In The Room

Max Rofagha | Posted 11.01.2017 | UK Tech
Max Rofagha

Technology holds the key, with its proven track record of demystifying and simplifying complex industries to the great benefit of consumers. So far technology hasn't really touched on the issue of financial literacy and tech companies need to step up to fill the void left by the traditional advice industry.

Leeds City Region 2017: The Undisputed Fintech Capital Of The North

Roger Marsh | Posted 23.12.2016 | UK Tech
Roger Marsh

Fintech is undoubtedly one of the major growth sectors for Leeds City Region. Indeed, as an existing centre of excellence for both finance (as the UK's second centre for banking, home to over 30 national and international banks) and technology, we are primed and ready to capitalise on the opportunity.

Time For The City To Open Its Doors To Millennials

Kerim Derhalli | Posted 25.11.2016 | UK Universities & Education
Kerim Derhalli

It's no surprise that the public-at-large find finance confusing. On the one hand, politicians and businesspeople speak of the testing economic times, the challenges faced with Brexit, the volatility caused by Donald Trump's election and the risks to world stability.

The Evolution Of The Revolution: How Mobile Is Changing Consumer Habits

Marta Krupinska | Posted 21.11.2016 | UK Tech
Marta Krupinska

Have a think about the last time you looked at your phone? How many times have you used it in the last hour, or day? Nottingham Trent University found we look at our phones about 85 times a day. What did you last use your phone for? To make a call? Probably not.

The Three As Of FinTech. AI's Evolutionary Triple Threat

Daniel Hegarty | Posted 16.11.2016 | UK Tech
Daniel Hegarty

Financial services, for example, has been flipped on its head thanks to AI. No more than a decade ago it was unthinkable that a customer could have a loan or credit card application underwritten online in milliseconds without an underwriter in sight.

The Next Stage Of Fintech: War Or Peace?

Kerim Derhalli | Posted 09.11.2016 | UK Tech
Kerim Derhalli

Legacy players cannot avoid the fact that fintech businesses are growing their share of finance markets globally. As they seek to keep pace, a battle for consumers and revenues - the establishment versus the disruptors - is seemingly unavoidable, with the finance industry as a whole becoming a more competitive sphere.

RegTech - A Fad Or The Future Of Regulatory Compliance?

Mark Gossington | Posted 02.11.2016 | UK Tech
Mark Gossington

RegTech refers to a number of different technology solutions that can address different aspects of the compliance landscape. Currently these solutions are focused on automating everyday compliance tasks and reducing operational risks associated with meeting compliance and reporting obligations.

How Fintech Can Truly Make You Successful?

Paul McNeil | Posted 28.10.2016 | UK Tech
Paul McNeil

The future of fintech will most probably witness how a small number of start-ups will win in the field of fintech. While a number of traditional companies will continue to enjoy some gains. This is a popular and trending aspect of today's growing tech industry.

There Will Be Three Types of Retail Bank in the Future - Will Today's Giants Be Among Them?

Glyn Britton | Posted 28.07.2016 | UK
Glyn Britton

Five years into the 'fintech' revolution, several things are becoming clear. Firstly, it's not really about technology, it's about customer centricit...

Money and Generation Z: A Perfect Match?

Chris Smith | Posted 08.06.2016 | UK Tech
Chris Smith

You can imagine a baby boomer with a nice suit, coming back from working at a company where they've worked for the last 50 years. A Gen X, with long, flowing hair, protesting for civil/woman's rights. A millennial surfing the net, thinking up a new way of how it can make them money. A Gen Z with...well, that really hasn't been defined yet, has it?

Technology Is Unleashing Potential All Over The World

Cameron Stevens | Posted 03.06.2016 | UK Tech
Cameron Stevens

It was a privilege to be a part of the audience for Bill Gates' keynote speech at the ASU GSV Summit in San Diego in April this year. Hearing his view of the future, it was hard not to feel the groundswell of optimism currently taking hold around the world. Gates still believes that technology is a force for good, opening a world of opportunity for us all.

Focus on pre-pay not pay at your table!

Nick Telson | Posted 23.05.2016 | UK Universities & Education
Nick Telson

A year after the launch, we have processed over £2 million gross transactions through Collins Pay and we are expecting over 100% year on year growth. By focusing on a space where transactions were already happening in vast quantities, but analysing how it could be done better for our clients and their customers whilst integrating this directly into their current booking flows, Collins Pay stands alone in this space.

London's Fintech Boom Needs the EU

Jem Bendell | Posted 17.05.2016 | UK Politics
Jem Bendell

As the UK economy slows and heavy industry continues to recede, politicians of all stripes will be hoping the burgeoning financial technology or "fint...

Ed Vaizey: Gamers Should Vote To Stay In EU

Jamie Wareham | Posted 11.04.2016 | UK Politics
Jamie Wareham

Ed Vaizey, the Minister for Culture and the Digital Economy has echoed the Prime Minister's message to young voters last week and urged video gamers to vote to remain in the upcoming referendum on the European Union.

The Government Are Banking on Digital

Dan Andersson | Posted 12.05.2016 | UK Politics
Dan Andersson

Banks have dined out for centuries on being that reliable secure connection for our money, take that away from them and make it an instant automated process and, at least in theory, you're taking away their reason to exist.

It Is Time to Engage With George Galloway's Policy Proposals

David Lindsay | Posted 22.03.2017 | UK Politics
David Lindsay

The bookmakers have George Galloway in third place for the position of Mayor of London, which is determined by the Supplementary Vote. Neither Sadiq Khan nor Zac Goldsmith stands any realistic chance of winning outright on first preferences. They, and all other Mayoral candidates who want to win, need to start engaging with Galloway's policy proposals.

Fintech: Transformation, or Global Revolution?

Damian Kimmelman | Posted 04.02.2017 | UK Tech
Damian Kimmelman

It's also easy to overstate the extent of the step change in the West. Yes, I can now move my money around more simply and quickly, borrow from different people than before, or check my balance with my phone - not my laptop.

The Good the Bad and the Ponzi

Dan Andersson | Posted 04.11.2016 | UK Tech
Dan Andersson

Since digital currencies leapt onto the scene in the early 1990s, they have been steadily gaining traction in the financial sector. The economic crisis in Greece and the recent slowdown in China's growth have given credibility to digital currencies as an alternative to traditional fiat currencies and led people to look for more innovative methods of transaction.

Born in the USA, Perfected in the UK - Why Crowdfunding Is Becoming a Great Export for UK Plc

Dillen Iyavoo | Posted 28.09.2016 | UK Tech
Dillen Iyavoo

In just a few years, crowdfunding - in which people, rather than banks, provide finance to individuals and companies - has grown from nothing into a multi-billion pound industry in the UK. And the rest of the world has noticed.