These people are sophisticated in their approach with details, links, info etc. and you simply have to follow their guidelines. It was with baited breath that I decided the only way forward was to pay them - much to my disgust. Within ten minutes of them receiving the payment I received the key to decrypt my files.
It seems that barely a week goes by without reports of an organisation, often in the charity or public sector, having been the victim of a significant fraud. The latest report by the National Fraud Authority, published in 2013, estimated that fraud costs the charity sector over £140 million a year. Almost 10 per cent of the charities that responded to the NFA's survey on fraud had identified fraud in the previous 12 months.
Money transfer is a great way to send money quickly and conveniently to friends and loved ones, but just as you wouldn't hand an envelope of cash to a stranger, you should never transfer money to someone you have never met in person. You would be surprised by how many people do not follow this one key rule.