Mortgage

Can Payday Loans Affect Your Mortgage Chances?

James Jones | Posted 13.04.2014 | UK
James Jones

I think it's safe to say that most people have heard of payday loans, what with the countless adverts for them on TV these days. A lot of people have heard of them, a lot of people use them, but how many people actually know about their effects on credit ratings?

Has Debt Become the Norm in Britain?

Megan Hughes | Posted 25.01.2014 | UK Universities & Education
Megan Hughes

In a time of economic crisis, it is understandable that many families hit by financial hardships build up sometimes crushing levels of debt. This is often the only option for single-parents or low-earners, particularly those without strong familial ties to their own parents and relatives...

Help to Buy - Good Politics, Bad Economics, Horrendous Policy

Ann McKechin | Posted 21.07.2013 | UK Politics
Ann McKechin

Despite his aim to re-balance the economy, both sectorally and geographically, the Chancellor's intervention in the housing market only helps reinforce a 'two-speed' Britain in which London, fuelled by its property boom, gradually decouples from the rest of the country. And that isn't good for anyone, wherever you live.

Millions Face Monthly Struggle To Keep Roof Over Their Heads

PA | Posted 04.01.2013 | UK

Around 7.8 million Britons are struggling to keep up with their rent or mortgage payments, showing a sharp increase on a year ago, a charity has warne...

Nursery Charges 'Costing More Than Mortgage'

PA/The Huffington Post UK | Posted 26.06.2012 | UK Universities & Education

Parents are resorting to borrowing money from friends and family or turning to their credit card in order to meet extortionate nursery costs, a survey...

Putting Our Houses in Order: Reforming the Mortgage Market

European Parliament Web Team | Posted 29.07.2012 | UK Politics
European Parliament Web Team

Contrary to the old saying, buying property is no longer as safe as houses. Under the influence of the economic crisis, the ineluctable rise of house prices has proved to be somewhat less ineluctable than previously believed.

Has This Government Forgotten About the Sub-Prime Crisis?

Samuel Dale | Posted 12.05.2012 | UK Politics
Samuel Dale

As Gordon Brown never tired of claiming, this financial crisis began in the US housing market. So-called NINJAs loans were lent to US borrowers with no income, no job and no assets and formed the crux of a sub-prime crisis that floored the world economy.

Two MORE Banks Announce Mortgage Rates Rise

PA | Posted 09.03.2012 | UK

Clydesdale and Yorkshire Banks have become the latest lenders to announce mortgage rate rises, affecting 30,000 customers. The banks' standard vari...

House Sellers Dropping Asking Price By £20,000

PA | Posted 22.01.2012 | UK

House sellers are typically knocking nearly £20,000 off their original asking prices - the biggest discount in two years, property website Zoopla.co....

House Prices Continue To 'Tread Water', Says Lender Nationwide

PA | Posted 28.11.2011 | UK

PRESS ASSOCIATION -- House prices continued to "tread water" last month with a 0.1% rise, mortgage lender Nationwide has said. The typical price wa...

Average Adult Has Lived In Five Homes By 35

Posted 08.11.2011 | UK

If home is where the heart is then Britons have a lot of love to give, with a new study revealing that the average adult has lived in five homes by th...

Homeowners Warned: Mortgage Comes First

Posted 30.10.2011 | UK

PRESS ASSOCIATION -- Thousands of homeowners are to be warned by taxpayer-owned banks to forget renewing their subscription to Sky TV or buying a new ...

Buying A Home 'Cheaper Than Renting'

Huffington Post UK | Posted 29.10.2011 | UK

Monthly mortgage payments for first-time buyers are now more than £100 cheaper than renting the equivalent property, according to research. A repo...

Chris Wimpress

The Squeeze Gets Worse

HuffingtonPost.com | Chris Wimpress | Posted 29.08.2011 | UK Politics

There are more signs that millions of people are feeling poorer and spending less, as official statistics showed disposable income falling across the ...