UK Pensions

£25bn More Cuts Are Needed, Says Osborne

The Huffington Post UK | Posted 29.09.2014 | UK Politics

Chancellor George Osborne has announced an uncompromising squeeze on benefits, freezing welfare for working Brits until 2017 in a move he said would s...

Annuities Are Expensive - Do You Need Them?

Lars Kroijer | Posted 23.09.2014 | UK
Lars Kroijer

As evidenced by the IRR on the annuity the return profile is extremely low risk/return and that may not suit your risk profile - if you can afford greater risk in pursuit of greater returns in your portfolio an annuity may lock you in to lower return expectations for decades ahead.

Going It Alone - What Next for Self-Employment?

Duncan O'Leary | Posted 02.09.2014 | UK
Duncan O'Leary

The way we work in Britain is changing. One in seven of the UK workforce is now registered as self-employed - the highest figure on record. On current...

Got A Pay Rise? This Minister Really Does Not Want You To Enjoy It (Yet)

The Huffington Post/PA | Posted 08.08.2014 | UK Politics

Workers should consider ploughing their pay rises into their pension savings as the government estimates that nearly 12 million people are still not p...

The Age of the Silver Entrepreneur

Maite Baron | Posted 21.09.2014 | UK Lifestyle
Maite Baron

Whatever the reason, the economic contribution of silver professionals is significant and also necessary, as the average age of the UK and US populations continues to rise- this at least is a fact nobody can deny.

Will 'Saffy' Teens be Absolutely Fabulous for Society?

William Higham | Posted 29.08.2014 | UK Lifestyle
William Higham

In my last article, I identified a new young generation, the SAFFYs: Serious, Active, Forward-Facing Youth. They're very different to the "typical teen" parodied by Kevin the Teenager. Less frivolous, hedonistic, lazy and 'devil may care'. More anxious and responsible about the future, and more respectful of the past.

Pension Reforms Welcome News for Savers

Richard Lloyd | Posted 04.08.2014 | UK Politics
Richard Lloyd

Last year's Queen's Speech tackled a number of key consumer issues, with Bills on the care system, energy reform, and consumer rights. We were hoping for a similar focus on the needs of consumers this year, and we weren't disappointed.

Is Your Teen a Saffy?

William Higham | Posted 04.08.2014 | UK Lifestyle
William Higham

Teenagers? We know what they're like, don't we. They're hedonistic and impetuous. They want their brands 'edgy' and their work easy. They kiss the future and shun the past. Sex, drugs and R&B.

Mehdi's Morning Memo: Queen Defends Zombies

Huffington Post | Mehdi Hasan | Posted 04.06.2014 | UK Politics

Here are the five things you need to know on Wednesday 4 June 2014... 1) QUEEN DEFENDS ZOMBIES From the Telegraph's editorial: "Today the Que...

Our Anti-Ageing Society is Killing Us

David Robinson | Posted 14.07.2014 | UK Politics
David Robinson

It's not hard to see how these ideas are spread and reinforced: travel no further than your local newsagent to see a long line of birthday cards jokingly but unrelentingly portray ageing as negative. Nearby a row of papers and magazines fixate on youth youthful beauty, pursuits and interests.

The Generation Game

Caragh Little | Posted 19.06.2014 | UK Lifestyle
Caragh Little

In a visit marked mainly by quietness and enquiring looks, I spent part of the Easter weekend with an older relative who struggles to connect the adult I've become with the child she'd always known. In her mind, I'm still away at university - fixed forever in a time which, in her mind, defines me.

Government Ministers Urged To Calculate How Much Longer They'll Be Around For

The Huffington Post UK | Andrea Mann | Posted 17.04.2014 | UK Comedy

Government ministers should estimate how much time they have left, say pensioners. A pensioners spokesman told HuffPost UK Comedy that experts coul...

Why Is The Coalition Planning To Tell You When They Think You'll Die?

The Huffington Post UK | Asa Bennett | Posted 17.04.2014 | UK Politics

Pensioners could get a government estimate of when they might die in a move to help them better manage their savings, ministers have suggested. Pe...

Making Sure Coffee Farmers Get Their Due

Harriet Lamb | Posted 03.06.2014 | UK
Harriet Lamb

We can only ever be constructively dissatisfied because the scale of the task remains so great. Millions of farmers are lining up to join Fairtrade, but they can only sell as much on fairer terms as the companies and the public buy.

Budget Rewards the Hard-Working - But What About Those in Retirement?

Patrick Stannah | Posted 28.05.2014 | UK Politics
Patrick Stannah

This month's Budget brought welcome reward for Britain's "workers and savers". Toil, self-reliance and thrift have been buzzwords of this Government, and its measures to bring Britain out of economic woe. The mantra has been "reward the worthy" with the subtext: "nothing comes for free."

'Let Pensioners Buy Lamborghinis'

The Huffington Post/PA | Posted 21.03.2014 | UK Politics

It will be up to pensioners whether they spend their retirement pot on a Lamborghini, pensions minister Steve Webb said as he defended a relaxation of...

Mehdi's Morning Memo: Let Them Buy Lamborghinis

Huffington Post | Mehdi Hasan | Posted 21.03.2014 | UK Politics

Here are the five things you need to know on Friday 21 March 2014... 1) LET THEM BUY LAMBORGHINIS The Mirror wins the best headline award for it...

A Budget for Those Who Really WILL Vote

Iain Anderson | Posted 19.05.2014 | UK Politics
Iain Anderson

After decades of pensions and savings policy being the 'Cinderella' of Treasury priorities - George Osborne today unleashed reforms for the thrifty that are bound to capture the imagination of the very voters on which he now pins his hopes.

If Welfare Is to Work, Morality Matters

Sheila Lawlor | Posted 28.04.2014 | UK Politics
Sheila Lawlor

This week the battle over the morality of benefit reform took a new twist. Labour's leader, Ed Miliband, was warned by one of his MPs that Labour should be far tougher on benefits reform.

Scrap Pension Relief - Help Cut the Deficit and Increase the State Pension

Joseph Finlay | Posted 29.03.2014 | UK Politics
Joseph Finlay

Pension relief is one of the most common (and government-sanctioned ways) to avoid tax. Limiting it (especially if other exemptions and loopholes were also altered) could lead to further knock on gains for the public purse as higher earners find fewer simple ways to avoid taxation at their disposal.

GRAPH: How Badly Will Welfare Cuts Hit Young People?

The Huffington Post UK | Asa Bennett | Posted 23.01.2014 | UK Politics

George Osborne's promise to cut £12 billion more off the welfare budget after 2015 will pile further pressure onto young people. Young people ...

IDS Said WHAT To Osborne?

The Huffington Post UK | Asa Bennett | Posted 23.01.2014 | UK Politics

George Osborne has been attacked for "hacking at the same people" by cabinet colleagues after proposing to cut £12 billion more from the welfare budg...

Mehdi's Morning Memo: Dave Defends Tax Cuts At The Top

Huffington Post | Mehdi Hasan | Posted 23.01.2014 | UK Politics

Happy New Year! Here are the five things you need to know on Sunday 5 January 2013... 1) DAVE DEFENDS TAX CUTS AT THE TOP Are the Tories - in th...

No Room for Rip-Off Pension Schemes in the Workplace

Peter Vicary-Smith | Posted 26.02.2014 | UK Politics
Peter Vicary-Smith

The Regulatory Policy Committee's recent response to the Department of Work and Pensions' (DWP) Impact Assessment on a pension charge cap is disappointing, and seems to be more concerned about the impact on pension companies' profits than the potential benefits to consumers.

Why We Need to Lower the Voting Age

Louis Degenhardt | Posted 19.02.2014 | UK Universities & Education
Louis Degenhardt

Lowering the voting age is by no means a silver bullet to political apathy, an issue so deep-rooted that no single reform can be seen as a remedy to the problem. But it would be a step in the right direction, and might just amount to a turning of the tide against youth disenfranchisement. Surely this can only be a good thing.