Perhaps this is going to be a slow process, it certainly seems that way. I'm trying my best to fill that void and find that meaning in my life and I hope that what I am trying to create with the interests I have off field form together to fill that void. They need to as it feels pretty big at the moment.
Whilst the money side of retirement is obviously very important to people, it's not the be all and end all - yet finances seems to be the focus of ALL the attention. As any retirees will know, and perhaps even more so any of you that are in the lead up to your retirement, there is plenty to worry about besides money.
Although retirement is viewed as an individual experience, it has an enormous impact on marital relationships. In the initial stages of retirement there is a kind of honeymoon period where couples rate their marriages more favorably, they have better sex lives, and feel their relationships have actually improved. It doesn't last.
Six weeks ago, I played my last professional game of rugby. The chapter of my life that started with my debut at Newcastle at the age of 19, ended at 36 in Oxford with the final shrill of a referee's whistle. Just like that, Tom May, London Welsh captain became Tom May former rugby player. So what now?
Why on earth would you want to cash in your entire pension pot at age 55 when all the statistics point to you living well into your 80s? For many people, the answer is that you would be crazy to do so - you should leave the pot alone to let it grow and be thankful you will have a pension to fall back on when you reach 65.
Pensions are still regarded as incredibly complicated, scary and boring. We need to dispel the myth that investing in a pension scheme is hard work. For the woman at the party, the advantages of receiving valuable matching contributions from her employer had not got through. She had lost out on 10 years' free money between the ages of 25 to 35.