In the working population, the word retirement generally conjures up wistful thoughts of long lie-ins, lazy days, unlimited opportunities to pursue hobbies and the chance to finally get around to doing all of the things that you've never quite had time for. Is that really the reality of retirement though, and what can my 30-something generation expect in later life?
What is it about rock stars that won't make them quit while they're ahead? ... I mean, just think of some of the more hedonistic behaviour - eating bats (Ozzy Osbourne), the shark episode (Led Zepellin), urinating on the Alamo (Osbourne again) - if any of them behaved like that in a nursing home then they'd be dosed up and diagnosed with senile dementia.
Steven Gerrard announced his international retirement to a chorus of fans and experts claiming he did the right thing, but why is it left to players to make the call? After captaining England at their most disappointing World Cup, Gerrard has opted to call time on his international career, just as he was expected to do.
What we need is fewer rules so staff have more freedom to create the environment and experience that meets the needs of their customer. It's simple really. Give staff space to do their job, provide the training and support to help them master their role, and empower them to make the decisions on the day.
Those born in the baby boom period after the Second World War are recognised as one of the wealthiest generations in the UK due to comparative high incomes/low house prices. Typically, they have benefited from joint assets, such as property, savings, etc. So, why are so many deciding to divorce after achieving such success in family and wealth?
It has long been a commonly held view that this generation, like the babyboomers before them, have never had it so good, with a higher take home salary and booming property market. However, it appears that the rising cost of living, increasing life expectancy and changes to the pension system have started to have an effect.
While the figures suggest that some people might be surprised by their parents' financial generosity, this comes with a warning: you cannot predict what may happen between now and receiving an inheritance. The earlier you start preparing, the more financially secure your own retirement is likely to be.
Our latest report on global retirement trends, Life After Work?, which surveyed over 16,000 people, found that many retirees in Britain have regrets about their retirement planning. It revealed that almost two-fifths of UK retirees did not prepare adequately or at all for a comfortable retirement, leaving many having to make sacrifices in later life.